Friday, October 31, 2008

Trucking Accident Lawyer - How to Choose One


Some of the most dangerous - and often deadly - vehicles on the road are tractor trailers and heavy trucks like school buses, garbage trucks and city buses. These trucks are capable of causing extensive damage, injuries and even death based on their size alone.

It's a scary thought that those of us in passenger vehicles are on the road with truck drivers who may be inattentive, poorly trained, overtired or intoxicated. Or they could be driving a truck with faulty brakes or fuel gauge problems. Either way, passengers in a standard sedan who are involved in a trucking accident are extremely vulnerable to injury and death, while truckers often see no injuries in these accidents.

So what happens if you or a loved one are involved in a trucking accident? First of all, the injuries could be life-altering or even life-threatening. And unfortunately some trucking accident victims do not make it out alive. Statistics show that one of the leading causes of personal injury and wrongful death in the United States is large, multi-axle trucks, or 18-wheelers. About 5,000 Americans die every year because of trucking accidents.

Trucking accident victims should seek help from a trucking accident lawyer. Finding someone to do the job may seem like one more thing to do on top of a pile of other tasks after suffering an injury in an accident -?insurance claims, etc. - but hiring a trucking accident lawyer can actually make things easier for you. A good trucking accident lawyer will have plenty of experience working on similar cases and will be very knowledgeable about state laws and Federal regulations.

Another thing to consider when choosing a trucking accident lawyer is that many trucking companies may try to hide behind their huge insurance companies, attempting to prevent you from getting compensation. The attorney you hire should be intimately familiar with this and will fight for the compensation you deserve.

Get help from an experienced trucking accident lawyer at the law firm of Laird and Cummings.


Evaluating Spinal Cord Injury Levels of Injury


After a spinal cord injury, all the nerves above the level of injury keep right on working. The site of the injury is like a washout on a road that blocks traffic from going either way. The spinal cord nerves at the site of the injury and below can no longer send messages between the brain and parts of the body they connect with as they could before the injury. The washout may be complete, or it may be partial, so that some traffic can get through.
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A doctor examines the individual to evaluate the location and extent of damage to the spinal cord. An X-ray may show where the damage to the vertebrae is located. The doctor does a pin prick test (just what it sounds like) to see what feeling the person has in various parts of the body. The doctor will ask the patient what parts of the body s/he can move, and test the strength of important muscle groups. These examinations help the doctor and treatment team know what nerves and muscles are still working.

The level of injury refers to the lowest point on the spinal cord below which there is an impairment or absence of feeling and/or movement. The higher the spinal cord injury is on the vertebral column, the more extensive the injury's effect will be on the body's ability to move and feel. A lower level of injury will mean the person retains more movement, feeling and voluntary control of the body's systems. For example, a person with a C-5 level of injury has a decrease or loss of feeling and movement below the base of the neck. An injury at the L-1 level means the individual has a decrease or loss of feeling and movement below the first lumbar spinal cord segment, in the low back. A person whose injury was at L-1 would have more feeling and movement than someone with a C-5 level of injury.

Tetraplegia refers to the condition of a person with a spinal cord injury that is at a level from C1 to T1. In tetraplegia, formerly called quadriplegia, the person sustains a loss of feeling and/or movement in their head, neck, shoulder, arms and/or upper chest.

Paraplegia is the general term for the loss of feeling and/or movement in the lower parts of the body. The body parts that may be affected are the chest, stomach, hips, legs and feet. An injury anywhere from T2 down to S5 results in paraplegia.

Levels of injury and affected areas

Neck: Cervical (neck) injuries usually result in quadriplegia.

C-1 to C-4: These very high injuries (C-1, C-2) can result in a loss of many involuntary functions including the ability to breathe. A person with an injury at this level will require a mechanical ventilators or diaphragmatic pacemakers.

C-5: C-5 injuries often result in loss of control at the wrist or hand; shoulder and biceps control are not affected.

C-6: C-6 injuries generally leave a person with wrist control, but no hand function.

C-7 and T-1: Individuals with C-7 and T-1 injuries can straighten their arms but may have dexterity problems with the hand and fingers.

T-1 to T-8: Injuries at the thoracic level and below result in paraplegia, with the hands not affected. At T-1 to T-8 there is most often control of the hands, but poor trunk control as the result of lack of abdominal muscle control.

T-9-T12: Lower T-injuries (T-9 to T-12) allow good truck control and good abdominal muscle control. Sitting balance is very good. Lumbar and sacral injuries yield decreasing control of the hip flexors and legs.

Complete or incomplete injury

The amount of feeling and movement that an individual retains also depends on whether the injury is complete or incomplete. A complete injury, usually caused by a complete severing of the spinal cord means there is no motor or sensory function in the area. Some people with an incomplete injury may have feeling, but little or no ability to move. Others may have movement and little or no feeling. Every incomplete spinal injury is unique because the amount of damage to each person's nerve fibers is different. Because of these individual variations it is impossible to accurately predict how much of an individual's sensory and motor function will return. An individual whose injury is incomplete generally stands a greater chance of recovering of some or all his/her motor and sensory function.

If the negligence or misconduct of another person, corporation, or government entity contributed to your SCI, you may be able to file a claim for damages such as medical costs, both current and future, loss of earning power, and loss of the lifestyle and mobility you enjoyed before the injury. If you believe you have a claim, you should consult an experienced spinal cord injury attorney as soon as possible.

San Diego personal injury lawyer David S. Casey Jr. has been helping victims of catastrophic spinal injuries. For more than 30 years, David has worked in the field of assessing the needs of people with severe spinal injuries and helping to plan their for their future needs. Through the years David has developed a clear understanding of the significant lifestyle changes and associated costs of living after a spinal cord injury.


Thursday, October 30, 2008

Understanding the Details of Premises Liability Cases


Premises Liability claims, also referred to as slip and fall or trip and fall accidents, sometimes give rise to legal claims against a third party.? Premises liability claims can arise from accidents that?occur on property that is owned, maintained, or controlled by a third party. Usually, trip and fall claims arise when the accident is the result of an unexpected condition on the ground, including uneven surfaces or slippery substances, and a wide variety of other dangerous conditions. These types of slip and fall accidents commonly occur at restaurants, supermarkets,?retail stores, shopping malls and other places of business.

The fact that one is?injured?as a result of a slip, trip, and fall accident does not necessarily mean that another party is legally responsible for the injury. Responsibility will depend on a number of different circumstances involved in the case. These include circumstances include:

  • -whether the person or company that owns or controls the property failed to maintain the premises in a reasonably safe condition;
  • -whether the person or company that owns or controls the property failed to remedy dangerous conditions of which they are aware or should have been aware; or
  • -whether the person or company that owns or controls the property is aware of the problem area and fails to?warn the public of the dangerous condition.

In other words, the simple fact that someone falls and is injured does not mean a third party is necessarily responsible.? However, if the fall was caused by a dangerous condition on the property and that condition was the product of negligence on the part of the property owner or occupier, there is a real possibility that there is a viable legal claim.? It is important that an injury victim and their loved ones take the time to meticulously consider the cause of the incident.?If there appears to be some indication that the accident or injury was caused by the negligence of another, it makes sense to contact a premises liability attorney.? It also makes sense to?take steps to ensure that the scene of the accident and injuries are photographed,?information from witnesses is secured and?that any other facts?pertinent to the accident are thoroughly documented.? Finally, caution should be taken when asked to provide information to others, including when asked to provide a statement.?If legal action is being considered, it typically makes sense to avoid any communications with insurance representatives until consulting with a personal injury lawyer.?

At Harrison Patterson O'Connor & Kinkead, our San Diego personal injury lawyers regularly accept premises liability, or slip and fall cases. As slip and fall lawyers we are proud of our record of accomplishment in securing the best possible results for our clients.


Settling Personal Injury Claims


At anytime that you are spending a little time online or just sitting around watching television, or reading your local newspaper, there is a very good chance that you are going to notice personal injury lawyers using their knowledge and skills within class-action lawsuits. You may wonder about the things that take place behind the scenes whenever the personal-injury lawyers initiate class action lawsuits. However, this article will provide you with each of the fundamentals that are associated with class action lawsuits.

In the event that there is ever a time when a large number of individuals have be victim of the same damage or injury caused by the conduct or act of a business or company. It is most unlikely that the class action case may be brought against this individual. However, it isn't an unachievable or impossible task, there are several government departments that have ran across several class action lawsuits at one time or the other.

A judicial economy means a single class lawsuit that is preferred over a variety of individual lawsuits for the exact same issue or matter. Personal injury lawyers, by using a judicial economy, are allowed to bring a class action suit forward. At the exact same time, whenever there are several individuals within the exact same situation, it makes a lot of sense for the court to collect them and then present all of them altogether as one big lawsuit.

A judge will also have to certify and approve class action cases. So in other words, it is up the court to decide upon which civil suit that has been suggested by the personal injury lawyer, is going to be a class action lawsuit. Within this type of situation, where the court doesn't approve the lass action cases that have been proposed, the plaintiffs that were previously a part of the class action case will need to provide their very own lawsuits.

One good example of a class action lawsuit would be a drug company being brought to court by a personal injury lawyer for their death, injury, and illness. The company marketed a drug that was consumed by a variety of different patients that deteriorated and resulted within an injury, illness, or death within some cases.

Each and every year, there have been a number of class action cases that have been brought forward within the court of law. However, you should know that the class action lawsuits are only for claiming stakes. The personal injury cases aren't any exception because they are known to hold the majority of the class action lawsuits that are brought into court each year.

Chances are you will never be a part of a class action lawsuit, but you still need to be prepare for one just in case, because you never know what life may have in store for you. Whenever you are in need of a personal injury lawyer, the information here will bring you some insight into your rights as a citizen. A type of situation, within which, an injury is caused because of negligence, which may require personal injury lawyers.

This article was written by Arek Zbikowski. To read more articles about settling personal injury claims feel free to visit my site at http://www.settlingpersonalinjuryclaimsinfo.com


Monday, October 27, 2008

Strict Liability


Strict liability is a legal doctrine that holds a person responsible for the damages or loss caused by his or her acts or omissions. This doctrine holds a person liability regardless of culpability. Strict liability is important to tort law, particularly in product liability lawsuits. It is also important for corporation law and criminal law.

In torts, strict liability is the doctrine that imposes liability on a party or person without a finding of fault. A finding of fault would be negligence or tortious intent. The plaintiff needs to prove only that the tort happened and that the defendant was responsible. Strict liability is imposed for legal infractions that are malum prohibitum rather than malum in se. Malum prohibitum means that an act is wrong because it violates a statute. Malum in se means that an act is wrong because it is evil in and of itself. Because the act was prohibited by statute, neither good faith nor the fact that a defendant took as many precautions as possible are valid defenses. Strict liability frequently applies to those who were engaged in a hazardous or inherently dangerous venture.

Strict liability is different from absolute liability. In absolute liability, only a guilty act is required for the person to be liable for an injury. With strict liability, a guilty act and guilty mind are required. In strict liability situations, the defendant can raise a defense of absence of fault. The plaintiff, however, does not have to prove fault.

An example of strict liability is the tiger rehabilitation situation. A tiger rehabilitation center can have the strongest tiger cages available; however, when a tiger escapes and if it causes damages and injuries, the owner of the tiger rehab center is liable. While the tiger center may have taken as many precautions as possible, it was still involved in an inherently dangerous activity.

Another common example is when a contractor hires a demolition subcontractor that lacks proper insurance. If the subcontractor makes a mistake and someone gets hurt, the general contractor is strictly liable for any damages that occur.

The law imputes strict liability to instances it considers inherently dangerous. It is designed to discourage reckless behavior and needless loss by forcing potential defendants to take every possible precaution. It also has the benefit of simplifying litigation and allowing the victim to achieve compensation more quickly.

In the United States, the most famous advocates of strict liability were Learned Hand, Benjamin Cardozo, and Roger J. Traynor. For more information on strict liability and product liability, please visit http://www.medtroniclawsuitattorney.com.

Joseph Devine


Motorcycle Accidents Are Not Always the Riders Fault


In most instances of motorcycle accidents, roughly three quarters of them involve collisions with passenger autos. The underlying cause was the driver of the car not yielding the right-of-way to the biker.

Other causes include the inability of the driver of the car to assess the speed of a motorcycle and the fact they cannot always see the biker due to their blind spots. Not being able to correctly assess the speed of the oncoming bike usually results in the car driver being too late to avoid the collision because they have already placed themselves in the path of the bike.

In the event of a collision with a car, do not take the first settlement offer that comes along from the insurance company. Immediately contact an experienced motorcycle attorney for consultation. In most cases the insurance companies only want a quick settlement, not a just one.

How do you know you have an experience motorcycle attorney who will go to the mat for you in court? Ask the lawyer what is the first thing they will do for you. The answer should be to make sure the insurance agent is paying close attention to the bike's damages. Your lawyer's presence will make sure that happens.

If the lawyer files suit quickly, you want this attorney in your corner. A lawsuit puts pressure on the insurance company to pay up. It will also, in most cases, stop the driver of the car from leaving town.

If your lawyer demands your medical records with the speed of light, s/he knows what they are doing. The records tell the story of fractured bones and recovery times. There are actually seven categories of fractures and getting your medical file categorized is critical to the disposition of your claim.

Don't assume that just because your injuries may seem inconsequential to you that they are. Hidden fractures and other medical problems could arise further down the road. Your lawyer knows this and knows how to prepare a lawsuit to maximize claim benefits.

While you many not think you need a lawyer, you honestly do. This area of the law is far too complex to handle on your own. A qualified motorcycle attorney will assess your case and be able to get you the judgment you deserve with a minimum of fuss.

Tim Anderson works with Atlanta Personal Injury attorney, Stephen M. Ozcomert. The firm specializes in personal injury, malpractice, motorcycle accidents, and wrongful death. To learn more about Atlanta personal injury lawyer, Stephen M. Ozcomert, visit Ozcomert.com.


Wednesday, October 22, 2008

The Rash of EMS Helicopter Crashes in the US - Causes and Prevention


There is an unexpected catastrophe happening on the way from horrific accident scenes in the U.S. on the way to hospitals in EMS helicopters. The helicopters are crashing killing many of the occupants at an unacceptable rate. If you've been injured in Southern California, whether it is in Long Beach, Big Bear, Laguna Beach, Anaheim, Santa Ana, Costa Mesa, Irvine, Orange, or Yorba Linda, in Orange County, or Carlsbad, Oceanside, La Jolla, Del Mar, San Marcos, Vista and Escondido in San Diego, CA or in Palm Springs, Palm Desert, Indio, Coachella, Yucca Valley or some remote or mountainous area and it is dark, or in bad weather, your chances of surviving the trip to the hospital may be better in an ambulance.

Deaths as the result of helicopter crashes in the U.S. have been soaring to record levels and the National Transportation Safety Board has been investigating just what is behind this rash of Emergency Medical Service and Police helicopter crashes.

In the past 12 months, 31 people have died in eight crashes. EMS helicopter crashes in the U.S. have become one of the most dangerous areas of aviation and one of the highest accident rates for aviation crashes. This year alone, 24 people have died on medical airlifts.

An NTSB study of EMS helicopter crashes between 1983 and 2005 found that the majority of the crashes occurred - 77 percent as opposed to 31 percent - when weather conditions forced pilots to fly using their instruments rather than by looking outside for visual cues. In darkness, 56 percent of the crashes were fatal as compared to 24 percent when the flight was not in darkness.

That study determined 29 of those 55 accidents could have been avoided. A number of safety issues were identified. Consequently, in 2006, the NTSB issued a special report to address the safety issues of these flights to accident scenes and sought computerized safety equipment, terrain awareness and warning systems (TAWS) (also referred to as terrain avoidance technology) to warn pilots when they were flying too close to land.

It has been reported that while some progress has been made, none of the NTSB recommendations from that report have been fully implemented.

All but two of the past eight fatal EMS accidents have been at night or in bad weather.
By comparison, the fatal crash rate for ambulances is nothing like it is for helicopters.

Now the U.S. House and the Senate are considering legislation to address these safety issues and place higher standards on the industry.

Until this situation is improved, pilots of EMS helicopters as well as the police and medical personnel on the ground have to take into consideration the condition of the injured persons at accident scenes, the dangerousness of the location, as well as the weather conditions and darkness in determining if the accident victims can be taken to a hospital by ambulance or if the risks warrant the use of an EMS helicopter, both for the safety of the injury victims and the EMS pilots, flight nurses and paramedics.

Veteran EMS pilots say the use of night-vision goggles could improve their safety. But because of the wars in Iraq and Afghanistan, there is apparently a shortage of these goggles. Fewer than a third of the 800 EMS helicopters in the U.S. have night-vision technology. The wait time for civilian use of the goggles at the largest U.S. manufacturer is six to eight months.

News Note - On October 16, 2008, a critical-care helicopter crashed in Aurora, Illinois, killing two crew members, a nurse and a 1 year-old patient while they were in the air and en route to a Chicago hospital. The helicopter reportedly clipped a guy wire from a radio station tower and crashed.

Sebastian Gibson graduated cum laude at UCLA in 1972 and received two law degrees in the U.S. and the U.K., graduating with an LL.B. magna cum laude from University College, Cardiff in Wales and a J.D. from the University of San Diego School of Law in Southern California.

The Sebastian Gibson Law Firm serves all of San Diego, Orange County, Palm Springs and Palm Desert, the Coastal Cities from La Jolla and Del Mar to Laguna Beach, Newport Beach, Irvine, Santa Ana and Irvine and up to Ventura, Santa Barbara and San Luis Obispo. We also serve the Inland Empire cities of Ontario, Rancho Cucamonga, Temecula, Riverside and San Bernardino and all the cities in the Coachella Valley

If you or a loved one has been injured in an aviation, helicopter, airline, or airplane accident anywhere in Southern California or elsewhere, we have the knowledge and resources to represent you as your Orange County Helicopter Accident Attorney and San Diego Aviation Accident Lawyer in San Diego, Orange County, Palm Springs, Palm Desert, Thermal, Long Beach, Santa Ana, Anaheim, Riverside, Chula Vista, Irvine, San Bernardino, Huntington Beach, Fontana, Moreno Valley, Oceanside, Rancho Cucamonga, Ontario, Garden Grove, Palmdale, Corona, Escondido, Orange, Fullerton, Costa Mesa, Victorville, Carlsbad, Temecula, Murrieta, Mission Viejo, El Cajon, Vista, Westminster, Santa Monica, Santa Barbara, Hesperia, Newport Beach, Buena Park, Indio, and Coachella.


Wipe Personal Injury Clean


Everyone is responsible for their own driving and for the upkeep and maintenance of their vehicle. While this might seem to be a bit of a no-brainer, it is quite amazing how many people overlook or totally ignore their windshields.

We have all seen people driving in the winter trying to look through a miniature hole scrapped into the windshield. Are they able to see where they are going? The answer to that is no, they are not, which makes them a sitting duck for the old saying, "There goes an accident on its way to happening."

If you cannot see where you are going, chances are that will cost you big bucks after the accident. You are right, this does not happen to everyone, but the chances of it happening are higher than you would think. Take the time to clean the windshield off and see where you are pointing a deadly weapon weighing at least 4,022 pounds.

We have all been in near misses and thought to ourselves, "Thank goodness nothing bad happened." It only takes one time when you couldn't see properly to bring home the point in a not so happy fashion. If you have been a victim of a car crash where the other driver couldn't see where they were going, then you know how it feels.

It only takes a few minutes of time to keep your windshield clean and may save you hundreds of dollars in costs as a result of a potential accident. It may also safe your life.

Understanding what a personal injury is may help understand what needs to be done to protect yourself and your family. A personal injury happens when a person suffers a personal injury - psychological or physical - and it is usually due to an accident.

The most common personal injury claims are traffic accidents, tripping accidents, mishaps at work, assault claims, accidents at home, and holiday accidents. This area of the law also incorporates medical and dental accidents, often also referred to as medical/dental malpractice.

If the accident happened due to someone else's fault, the injured person may be entitled to compensation from that individual. This whole area of tort law is controversial in the United States, with many calling for reforms in the area of personal injury law.

It is easy to take care of your own safety, but take the time out of your busy day to do that. It may mean the difference between getting home safe and sound or not being able to get there due to an accident.

Lance Sharp of The Sharp Firm is an Austin personal injury lawyer specializing in personal injury and accident law in Austin Texas. The lawyers at The Sharp Firm have a collective 40 years experience in being Austin injury lawyers. To learn more visit http://www.sharpfirm.com.


Monday, October 20, 2008

Tips For Handling an Auto Accident


If the inevitable happens and you find yourself the victim of an auto accident, there are certain steps you should take immediately afterwards if you are physically able to do so. Most people are in shock and disbelief the moments after they are involved in an automobile accident and irrational unconventional thoughts may come to mind. Keeping your cool and maintaining a steady mind set is key to being able to make intelligent decisions.

By utilizing the following tips you will be one step further in making your experience a less complicated one.

Assess Your Own Situation -- Whether or not you have passengers in the car with your or not, you need to first take a mental note of where you are and what has happened to you. Ask yourself the following questions, am I experiencing any pain and where is the pain coming from, do I feel faint or like I may black out, also do I notice any broken bones or am I bleeding from anywhere? The best advice any emergency technician would give you is to hold perfectly still if you know that help is most likely on the way in case you have sustained a head or spinal injury.

Help Other Passengers -- If you feel you are able to and you have passengers that are hurt or require immediate attention, you will need to provide as much assistance as possible without injuring yourself any further. If the car is on fire or it is essential to remove yourself and passengers out of the vehicle to prevent death- by all means remove passengers and yourself away from the vehicle as far as possible to prevent further injury.

Call for or Seek Help -- Once everyone has been initially assessed, begin to call for help. If you have a cell phone, immediately call 911. If you have no phone, go out and attempt to flag traffic down to ask for assistance. Do not leave the scene of the accident and when the fire and police arrive be sure to answer all of their questions honestly and to the best of your knowledge.

Contact Your Insurance Company -- Attempt to reach your car insurance carrier as soon as you possible can after the accident. The insurance company will most likely send out an insurance agent or representative out to the crash scene to assess the damage to the vehicle.

It is important to remain calm throughout the time you are still at the accident scene especially if there has been excessive damage to your vehicle. If passengers from your vehicle or another vehicle involved have suffered significant injuries, try to keep them calm as well other victims until help arrives.

By staying calm and level headed at all times and making rational decisions, your unfortunate experience will be over quicker and cause less stress to yourself and to those around you.

For the services of an experienced Pennsylvania auto accident lawyer, visit http://www.lenardcohen.com where they've been representing injured individuals for over 20 years. Billings Farnsworth is a freelance writer.


Acts of God - Accident Lawyers Can Still Help


"An Act of God", in legal terms, usually refers to a force of nature, such as a storm, tornado or hurricane, or floods or winds. There seems to be a misconception about acts of God when it comes to personal injury and property damage. Many people assume that an injury or damage that occurs due to an act of God automatically carries no liability. This is just not the case.

In some incidences, while the damages are directly created by an act of God, the underlying cause is negligence. For example, let's say a house is built with such substandard workmanship that a typical storm causes it to fall apart. Even though the storm is an act of God, the builder may still be held liable if it can be proven that his inferior building practices were also responsible for the damages.

Another tragic example involves an incident at a summer camp on Long Island, New York in 2004. While waiting for a bus to take him home, a 4 year old boy was killed when a branch from a nearby tree fell and struck him on the head. Questions were raised about whether the property owners had properly maintained the grounds, as the branch had fallen from a tree that was decimated and rotted by carpenter ants. Similarly, the recent tragedy where 4 boy scouts were killed in an Iowa tornado raised questions of liability of the adult leaders in charge of the campout, as severe weather alerts had been issued for the area but the adults in charge did not evacuate or leave the camp grounds.

In cases of injury or damage involving acts of God where negligence may be underlying, it's always a good idea to consult with an accident lawyer who will help you sort through the questions and will explain your rights.

Goidel and Siegel : New York Personal Injury Lawyers
http://www.goidelandsiegel.com

Goidel and Siegel handle personal injury cases exclusively, and their knowledge of this area of the law is extensive. They have represented victims of serious accidents and assaults for more than 17 years. Goidel and Siegel are committed to obtaining the highest financial compensation for their clients who have been seriously injured.

They will fight for you in court - against giant insurance companies, landlords, or municipal / corporate defendants. Their record speaks for itself. Since the founding of their firm in 1990, they have recovered tens of millions of dollars in jury awards or settlements for their clients.

Written by Terri Polk at http://NewSunSEO.com


Sunday, October 19, 2008

Establishing Liability in Slip and Fall Accidents


If an individual slips and falls in the premises of another individual's property, the owner maybe legally responsible for the injuries incurred during the accident.

A property owner may be liable when someone slips, trips, or falls on a slippery hallway, poorly constructed stairs, or a rough pavement, but there are also occasions when the owner is not accountable for the accident.

It is a normal occurrence for things to fall or drip which may cause an individual to slip, trip, or fall. A drainage cover is there for a specific purpose and may cause the surface to be uneven causing someone to fall. A property owner is not always at fault for someone slipping, tripping, or falling. Everyone is assumed to be responsible for their safety.

Legal cases and claims may turn when property owners have acted carefully making provisions so accidents will be prevented and when individuals who may have been injured are negligent to notice the warning of the possible danger.

Resolving Liability

A property owner may be considered legally answerable for a slip, trip, and fall accident if one of the following prerequisites is true:

- The owner of the property or an employee caused the spill, surface deformity, or other slippery material making a surface hazardous or any object which may be stepped upon can cause a slip or fall.

- The owner of the property or an employee is fully aware of the present danger but has not done anything to clear the property of the hazard.

- The owner of the property or an employee should have been aware of the dangerous surface since a responsible individual should have taken action to repair or remove the danger.

Determining What is Reasonable

Being reasonable, a property owner must have regular and systematic way to maintain the safety and sanitation of his property. Here are several things that an individual may take note to initially contemplate on filing for a claim due to a slip, trip and fall injury:

- Determine if there is a procedure to scan the property of possible dangers to other individuals and if there are methods in place to maintain or repair structures which may pose some dangers. Can a property owner prove the existence of such?

- If an individual steps on an object on the floor causing a fall, is there enough reason why the object must be there?

- If an object has no longer reason to be on the surface should the owner have removed or moved the object so that the surface will be safe?

- If there is a slippery area on the floor or a bulging carpet which may cause someone to slip, trip and fall, has it been there for quite a while so the owner must have learned about it?

- Check if the object which caused the injury could have been placed by the owner in a safer area or could have been placed more carefully to avoid accidents.

- If poor lighting is contributory to the accident.

Positive responses to the above questions may merit someone a strong reason for seeking remuneration considering his or her own negligence which may have contributed to the slip, trip, fall or accident.

An individual who may have been injured can work with a personal injury lawyer to discuss the process and chances of making claims. An individual may discuss with the lawyer the degree of his or her negligence, if present, and how it will affect the compensation.

Real Compensation is a leading No Win No Fee claim management company specializing in car accidents and work accidents


Legal Advice For Slip and Fall Accidents


A slip, fall or trip accident refers to a situation when a person suffers an injury by slipping, tripping and falling due to dangerous conditions in a particular property. This type of accident can occur in different locations under numerous hazardous circumstances.

Hazardous or dangerous circumstances refer to the failure of the landowner or proprietor to provide counter measures to prevent accidents from happening. Usually, a slip and fall or trip and fall accident occur when the location of the accident evidently showed long-term hazards such as poor lighting, broken stairs, slippery floors and the like which the management failed to act upon immediately.

Hence, the landowner or proprietor may be held accountable for the injury if proven that the accident happened due to negligence.

NEGLIGENCE DEFINED

Negligence on the part of the landowner or proprietor (the defendant) is established when the injured or plaintiff proves that the defendant failed to show adherence to certain rules on safety and this failure to do so led to the plaintiff's injury.

However, proving that the defendant is negligent is not sufficient to file a claim. The defendant also has the right to classify whether the plaintiff is an invitee, licensee, or trespasser to his property.

THE INVITEE, LICENSEE AND TRESPASSER

The plaintiff's type of entrant shall determine the extent of liability of the defendant.

An invitee is a person who enters an establishment with the formal or actual invitation of the landowner or proprietor. The landowner or proprietor is aware that the invitee is coming. An invitee should receive the highest form of consideration. The landowner or proprietor must ensure that the property is safe from all hazards once the invitee arrives. A thorough inspection is required. Invitees may be shoppers of a supermarket, diners of a restaurant, movie-goers, and party-goers, among others.

No duty falls on the landowner or proprietor if proven that all necessary precautions were done to ensure that the invitee shall not suffer a slip and fall or trip and fall injury other than because of the invitee's own carelessness.

A plaintiff, on the other hand, is classified as a licensee if he or she enters the establishment with the permission of the landowner or proprietor not for the latter's benefit but for his own advantage. It is the duty of the landowner or proprietor to give necessary warnings to the licensee of known hazards which a first-timer may not be aware of.

The landowner or proprietor has no obligation to neither inspect nor fix defects but he or she has the responsibility to ensure that the licensee is aware of potential hazards.

A trespasser receives no invitation or permission nor is he or she welcome to enter the establishment. The landowner or proprietor is not liable for possible slip and fall or trip and fall accident when he or she is unaware of a trespasser. Once made known that a trespasser is in his area of responsibility, it should be properly observed that warnings are issued.

CONCLUSION

If you are involved in a slip and fall or trip and fall accident, it is highly advisable to seek legal advice to determine your eligibility to file for a claim.

Real Compensation is a leading No Win No Fee claim management company specializing in car accidents and work accidents


Friday, October 17, 2008

How to Handle an Accident (Part One)


It goes without saying that many of us have or will witness an accident while out on the road, be it as a child, an adult or pensioner, the risk never goes away. Last year alone over 258,000 accidents took place on the roads of the United Kingdom, with a horrific 31,785 people being seriously injured or worse, killed.

There are over twenty seven million cars on the roads every day, so if you have not had any unfortunate experiences during your time you need to be prepared for what to do and the correct processes should you have to deal with one.

Number one: try to stay calm. If you are hurt, call the emergency services or have somebody else do so. If anybody else is hurt, do not drag them out of the car, call 999 and try to keep talking to them and reassure them the professionals are on their way.

If there is no serious emergency the first "big no no" is to declare that the accident was your fault, even if it's obvious that it was. Similarly, don't get into a debate or argument over who did what at the scene of the accident. This can be sorted out calmly by the insurance companies later.

Secondly, if you have a camera with you, even one on your phone, take photographs of everything. This will make defence and accusation fair for both parties, and helps the insurance companies get the claims sorted much faster down to evidence.

Be sure that you swap details with all people involved, including witnesses that saw what happened from an unbiased point of view. This will help develop a clear and fair description of what happened should the need arise. Take down the car details of the people involved in the accident, their name and addresses and a contact number.

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How to Handle an Accident (Part Two)


Continuing on our advice on what to do if you are caught up in an accident on the road, we offer some tips for how to get all you need and do all you should do to put you in the best position on getting your insurance claim or report sorted nice and quickly.

Remember that having your car insured is a compulsory requirement and not having insurance could land you a fine, or worse, a jail sentence.

If you do not have a camera available to you try to take down a sketch of the accident and note down what happened, save you forgetting any details you may later rely on when the claim goes to the insurance business.

When taking down personal details from those involved, ask the people directly in the accident (damage to car or property) for their insurance company information, and if they have a policy certificate on them try to get the policy reference number. Also, try to take down the time of the accident and where it happened.

Be sure that you offer your details to anybody involved who would have reasonable reason to need them. Give your name, address, contact number, insurance information and car details.

If the police are called, they will no doubt ask to see identification and insurance proof. If you do not have the necessary information on you, you will have a time limit in which to get to the local police station to supply them with the said information, usually 24 hours.

Make sure you contact your insurance company regarding what has happened as soon as you are able to. They will take down any information they need and send out and paperwork that you will need to fill in. When sending information back to the insurance company be sure that you include any photographs taken at the scene, you can never supply enough evidence to the insurance company.

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Thursday, October 16, 2008

Do You Work in the Construction Industry? Have You Suffered a Personal Injury?


The fact that 2.2 million people work in Britain's construction sector makes it the country's biggest industry but it is also one of the most dangerous as in the last 25 years over 2,800 people have died from injuries they have received as a result of construction work. On top of this there are several thousand workers who suffer injury every year in the construction industry.

The construction industry in the UK is said to be one of the safest in Europe despite the fact that one third of work fatalities happen in this industry as you as six times more likely to be killed undertaking this physically demanding job than doing a job in any other industry.

Some of the most common causes of construction accidents are the following:

? Slip, trip or fall

? Falling from heights such as scaffolding and ladders

? Incorrect training or equipment for handling, lifting and carrying items

? Safety harness failure

? Being hit by a forklift

? Chemical spillage

? No safety training

? Being hit by a falling object

The main cause of construction accidents is due to incorrect training or no safety information as well defective equipment. All of these aspects mean that your accident was due to the negligence of another person and as a result you could be able to make a claim for compensation.

If you have been injured in a construction accident that was caused due to the negligence of another person then get in touch with a personal injury solicitor today as they will be able to assess your case in order to see if you have a good chance of a successful compensation claim.

To help you with your compensation claim it is advised that when the construction accident happens that you do your best to collect as much evidence about what happened as possible so to help you do this you should collect the names and addresses of any witnesses who saw the accident and it is advised that you seek medical attention after the accident, not just to get your injuries taken care of but so that you also have a record of the treatment you received, which will help you with your claim for compensation.

Because construction workers usually depend on their fitness to be able to work, any injuries can result in significant loss of wages but compensation will be able to help. This is because in a successful compensation claim you will be awarded compensation for your initial injuries, any medical expenses that you have occurred and any loss of wages that you are facing due to being out of work while your injuries heal.

If you have suffered a personal injury whilst in the construction industry and you are hoping to make a claim for compensation then act now! Contact a personal injury solicitor today and make your claim for compensation a reality. A personal injury solicitor will be able to look at your case to determine whether you have a good chance for compensation and then take on your case to give you the best chance of winning.

Help with Your Claim can provide you with the skills and experience needed to make a successful Claim for Compensation after suffering from a Personal Injury within the Construction industry.


Are You a Sports Player Who Has Suffered a Personal Injury?


Anyone, whether professional, semi professional or amateur can suffer from a sporting injury and make a claim for compensation as long as the injury was caused due to negligence and someone else was to blame for the accident.

Anyone who plays a sport will know that there is a certain level of risk involved and accidents will happen that are unavoidable due to the fact they are simple part of the game, so if you are agreeing to play a sport then you need to be aware of the risk of injury but if an injury occurs that wasn't part of the game then you could be entitled to make a claim for compensation.

Some examples of when injury occurs during a sport that shouldn't have happened are as follows:

? Through a dangerous defect on a football pitch or court

? Damaged equipment

? When a referee fails to fulfil their duty and an accident occurs due to this

? Inadequate supervision or training where it would normally be required

? Incorrect instructions from a formal instructor or trainer

? If there is reckless or dangerous moves conducted by players

? Poorly maintained facilities

There are thousands of personal injuries occurring every year as the result of sporting accidents and many of these accidents occur to professional players. These accidents, as mentioned, are caused due to the above factors as well as foul or negligent play and unsafe playing grounds.

Many people every year are injured whilst taking part in a sporting activity and the majority of these injuries should have been prevented. If you are one of the many people who are injured every year due to a sporting accident then your first step should be to seek medical attention so the extent of your injury can be found and so that you can start to receive the correct medical care. Any medical treatment will then be recorded on your records so that if you do decide to pursue a compensation claim you have proof of the injuries that you sustained.

If you are hoping to make a claim for compensation after suffering a sporting injury that should have been avoided then it is important that you collect as much information as possible about the accident such as the details of any witnesses and photographs if possible of the accident scene. It is also a good idea to keep any receipts of expenses that you have occurred due to your injury as they can be re-claimed through your compensation.

Compensation is paid out so that you can carry on with your life without money worries while you are out of work recovering from your injuries. The amount of compensation that you will receive in a successful claim is dependant on your individual circumstances as no two accidents are ever the same, no matter how much they seem it. So if you want to find out more about where you stand with making a claim for compensation it is important that you get in touch with a personal injury solicitor today and get your claim started.

Help with Your Claim are Personal Injury experts who can help you all the way with making your claim after suffering from a Sports Accident.


Claiming Compensation After Suffering From a Foot Injury


The human foot contains nearly one quarter of all the bones that are found in the human body so it's not surprising that broken or fractured bones are the most common when it comes to injuries to our feet.

If you injury your foot then daily activities such as walking, driving and climbing stairs can become a problem and they will be a problem for a significant amount of time as injuries to your feet can take a long time to heal.

As I've already mentioned broken and fractured bones are the most common injury that you can sustain to your foot; however it is also possible to suffer dislocations or sprains.

An injury to your foot can happen at any time and through a variety of reasons, the main reason being trauma to your foot. Trauma to your foot can occur in a variety of ways such as a road traffic accident, workplace accident and a slip, trip or fall as well as an accident in a public place.

Injuries to your feet are also sadly a common occurrence as they happen quite frequently and if you are unfortunate enough to sustain an injury to your foot you are in for a long healing process as injuries gained to your joints always take longer to heal than if you sustained an injury anywhere else.

The two main types of injury that you are likely to be facing when it comes to an injury to your foot are a fracture, which happen more often than suffering a complete break. A fracture is generally treated with plaster cast and recovery from it can take between six to 12 weeks but you could be possibly left with some disability.

There are numerous variations and combinations of fractures that cause difficulties however the most serious and most common injuries include fracture of the talus, fracture of the heel-bone, mid-foot injuries and toe/forefoot injuries. The other common injury is a sprain, which is commonly known as soft tissue or ligament damage. The symptoms of this tend to vary from person to person.

Suffering any of these could mean that you are at risk of long term difficulties; it also means that you could be entitled to make a claim for compensation. You are entitled to make a claim for compensation if you are suffering an injury to your foot that was caused through no fault of your own and was down to the negligence of another person.

You are able to claim compensation for your initial injuries and suffering as well as any loss of earning that you are currently facing as well as the loss of earnings that you will be facing in the future from being out of work. It also takes care of your medical expenses and any travel expenses that you are facing due to your injury. If you are successful in your claim this compensation will relieve your money worries until you are able to get yourself back on your feet and return to work.

The amount of compensation that you will gain in a successful claim depends on your individual circumstances as no two accidents are alike. So to get an idea of where you stand legally with making a claim for compensation get in touch with a personal injury solicitor today.

Help with Your Claim are experienced and skilled with the expert knowledge to make a Claim for Compensation after you have suffered an injury to your Foot


Your Damages and Compensation Explained


Every year in the UK alone millions of accidents occur, accidents that should have been avoided but occurred due to the negligence of another person. These accidents could be a road traffic accident, an accident in a public place, such as a slip, trip or fall or an accident in the workplace as well as a possible accident while playing sport but one thing that all of these accidents have in common is that fact that they can all potentially cause us serious personal injury.

Personal injury is a broad term that is used to describe injury that is sustained due to the negligence of another person. This personal injury can vary in where it affects us and how badly it affects us. For example you could suffer personal injury in the form of whiplash after becoming the victim of a road traffic accident or you may be suffering from fractured or broken bones due to a slip, trip or fall; you could even end up suffering spinal cord damage due to suffering an accident whilst at work.

If you are one of the many unfortunate people who find themselves suffering from a personal injury after an accident that was caused through no fault of your own then you could be entitled to make a claim for compensation with the help of a personal injury solicitor.

Compensation or damages as it is commonly known can be broken into two sub categories, which are general damages and special damages. There is a significant difference between the two of them for the fact that general damages are designed to compensate you for your pain, suffering and loss of amenity. Examples of this includes; physical or emotional pain and suffering, loss of companionship, loss of consortium, disfigurement, loss of reputation, loss or impairment of mental or physical capacity, loss of enjoyment of life, etc.

When it comes to special damages you will receive compensation for aspects such as extra costs you have encountered, such as repair or replacement of damaged property, lost earnings (both historically and in the future), loss of irreplaceable items, additional domestic costs, etc.

Compensation, believe it or not, can play a very big part in your recovery; in some cases of personal injury compensation can prove to be vital such as when a disability requires adaptations to be made to the injured person's house or car. Compensation can also make a huge difference to someone's life who has lost a relative in an accident who had previously supported them financially. Compensation is sometimes needed to fund medical care for an ongoing injury / illness or even to make up for lost earnings where an injured person is not able to earn a living to pay their bills because of their accident.

The amount of damages that you will be awarded in a successful claim for compensation varies from claim to claim as it depends on many different factors and injuries always affect people in different ways so when it comes to making a claim for compensation every person's individual circumstances are taken into account.

If you want to know more about making a claim for compensation or you wish to have your claim for compensation assessed then get in touch with a personal injury solicitor today as they will be able to assess your case for compensation in order to find out where you stand legally with making a claim for compensation.

Help with Your Claim are personal injury experts who have many years experience in dealing with all forms of making a Claim for Compensation, so get in touch with them today to find out more.


Tuesday, October 14, 2008

Personal Injury Cases - How the Legal Process Goes


Wrongdoings of anybody that result in damages for others can be reported as civil wrong and legal action can be taken against the offender. The victims can claim compensation for their damages.

Law that deals with personal injury is known as Tort Laws. Tort laws are used to define civil wrongs legally; the law is further used as the base of compensation claim lawsuits. All the states in USA have laws to protect citizens from the wrongdoings of individuals and organizations.

Personal injury laws may vary from state to state, they share a lot of similarities too. Main objective of this law is to protect the citizens and help them get compensated in case they experience any damage because of someone else's fault and negligence.

Personal injury victims often seek help from personal injury lawyers. Lawyers help the victims understand their options and guide them on how to get their grievance filed in the court of law.

As mentioned before, personal injury laws may vary from state to state. Therefore, consult a lawyer of your own state always. State lawyers have better knowledge of state laws and hence, they can offer victims a vivid idea about their options after reviewing the case in the context of state laws.

So California resident should consult California personal injury lawyers and Floridians should see personal injury lawyer Florida when they fall prey to any form of personal injury. It is their right.

People often fail to realize that their case goes under tort and they do not take any action; just blame their fate for the mishap. Well, that's not going to help much. People need money to recover. Medical care, property damage, reduced income, job loss and mental stress should be optimally compensated; otherwise it may take long for the victims to get back on to the normal track of life.

So act promptly. Whenever you, your family members or any of your acquaintances become victims of someone else's irresponsible behavior, do not be late to consult a lawyer. Remember the SOL clock starts ticking from the day of accident. Once SOL expires, your genuine claim loses its validity.

Let's take the example of Florida. In Florida, SOL for personal injury cases is 4 years. You should take action within 4 years of the date of accident. Once this 4 year time span is over, your claim goes outdated. However, that does not mean you should take legal step on the fourth year!

While consulting a lawyer look for someone who is specialized in personal injury cases. Rest assured that there are lawyers and law firms all over the country who are experts in this field. With years of experience in handling different types of accidental cases like car accidents, slip and fall, pesticide exposure, dog bite, spinal cord injury, brain injury or wrongful death, personal injury lawyers can help victims pursue the best possible path to win the case.

A competent lawyer also helps to receive just compensation for all their damages. Do not be late to see your lawyer once you go through any form of injury because of the reckless behavior of a third person. They help you apply your rights and get back to the normal life.

Guaranteed Do Not Pay Until You Win with leading Ft Lauderdale Personal Injury Lawyer Boone and Davis.
Find out more top Florida Lawyers and get latest legal advice.


Car Accident Claims - Recent Trends


Car accidents can be very traumatic, even if you are not seriously injured. If you make a car accident claim, the insurers of the person responsible for the accident have to decide whether to accept the claim, and what compensation to offer you.

It is therefore important that you have good representation to help find supporting evidence and negotiate effectively.

The good news is that the most recent figures available from the Government suggest that the number of deaths caused by road accidents occurring on Britain's roads is falling. According to figures published by the Department of Transport, the number of road deaths has fallen to its lowest level since 1928.

Last year a total of 2,946 people died - a 7 per cent reduction on the previous year when 3,172 died.

The statistics show loss of control of a vehicle was a factor in a third of all fatal road accidents in 2007. The figures also showed there were 247,780 road casualties - which is 4 per cent fewer than in 2006.

These figures are to be welcomed as they demonstrate that ongoing efforts to educate drivers and improve road safety are proving a success.

However, it cannot be denied that we still see a large number of drivers and car passengers who experience injury and loss of earnings because of road traffic accidents that were not their fault.

In this situation, such victims surely have a right to make a personal injury claim to help them through what will inevitably be a difficult time. Compensation in these circumstances is a legal right, and accident victims should not be put off from seeking legal advice.

Often compensation can help pay for medical treatments, or can offset financial losses caused through losing earnings as a result of injury. In some circumstances these losses can quickly build up - and can have a devastating effect on accident victims.

The most common claim types following a car accident are whiplash claims (where the head is thrown forward on impact causing strain to the back and neck muscles) - but claims can be made for a variety of injuries, both physical and psychological.

It is important to remember that all car drivers should be insured against car accident claims.
Insurers charge insurance premiums so that they can pay out compensation claims, as well as make profits for their shareholders. An accident victim should not feel embarrassed about making a claim if they have suffered an injury from a car accident that was not their fault.

Car accident compensation can help to cover lost earnings and ease suffering. Anyone injured in a car accident - be they drivers, passengers, cyclists or pedestrians - should get independent advice about whether it is sensible and right to make a car accident compensation claim, and how to do it properly.

Despite the welcome improvements, more needs to be done to improve safety on Britain's roads. In the meantime, it is important to make sure that innocent victims have access to justice and claim the compensation they deserve.

The National Accident Helpline specialise in no win no fee compensation for various accident types including car accident claims


Monday, October 13, 2008

Car Accident Injury Claims - What You Need to Know


While you are on the road, you can never be sure everything will go as planned. Road accidents come when they are least expected. The effects of road accidents can also range from mild to disastrous. In the UK alone, car and road accidents claim many lives and affect thousands of people each year. What most people do not know is that they can make personal injury claims for car accidents. There have been many instances of road accidents that go unreported or unclaimed. Many simply let it pass without knowing of the possible claims that they could have made.

Personal injury can be classified under any kind of mental and physical injury caused by an accident. One of the common personal injuries usually sustained during road accidents is whiplash. Whiplash is the neck pain acquired following an injury. It usually damages the soft tissues of the neck including the ligaments, tendons and muscles. During a car accident, the neck is very prone to damage thus causing whiplash and other more serious medical conditions. Sustaining any kind of personal injury such as whiplash can really be painful. In most cases, such conditions also adversely affect one's work, personal routine and lifestyle. In extreme cases, some even suffer from permanent disability.

When whiplash or other serious injury is sustained from road accidents, accident compensation claims can be made. The first thing to be done is to report it to local authorities. Reports and claims can be made stronger if details and supporting documents can be provided. If the road accident occurred in the past, the law allows the filing of car accident claims up to three years after the incident.

In filing a car accident claim, professional handling from a solicitor can be of great advantage. Personal injury claims solicitors can expertly present the claims and negotiate demands. In filing such personal injury or accident claim cases, information about the persons involved such as names, car registration, medical reports, medical and hospital bills, and even photographs, can help win the case and the demanded compensation. In looking for a personal injury solicitor, one must consider to look for those with in-depth experience in handling and winning such cases. These information and documents are needed to provide support for these claims. The reputation of the solicitor and his company also matter especially in making the negotiations.
In handling car accident claims, there are claims companies who operate using the "no win, no fee" service. This concept simply means that the claimant need not pay if the case is not won. This kind of deal between the solicitor and the claimant ensures protection and maximum advantage for the claimant.

A road accident injury claim can be compensated between 1000 to 25,000 pounds. The exact amount, however, depends on the extent of the injury, the duration of pain or disability, recovery period and the expenses incurred. The general effects of an injury to the claimant's life are also considered.

Claiming for compensation in any personal injury case is seen as a civil right of all citizens. Car accident claims are fully recognized by law. Many solicitors are willing to handle such cases and assist claimants to get the rightful compensation for their injuries.

If you think you may be entitled to make a car accident claim, contact My Injury Lawyer for free help and advice.


Involved in a Car Accident? Read This Before Making a Claim!


Involved in a Car Accident? Read This Before Making a Claim!

Accidents happen all the time, and sometimes, in unfortunate circumstances, you may encounter an accident that could result in grave consequences. However, know that when you figure in accidents, such as road accidents, you have the right to claim your compensation, especially if you have been injured from said road accident.

Since accidents happen randomly, it is very understandable if you will not be aware of your surroundings if and when an accident should involve you. However, staying alert during this time could not only save your life but could also give you all the important details later on that you will be needing when making a claim.

Scene of the Accident

When you get your bearings after the accident, go back to the scene of the accident and recall every detail you can remember. Take pictures of the area where the accident took place; talk to people who saw the whole thing; find out everything you can about the other car involved in the accident such as the driver of the car and his or her companions and type of car; get the plate number if you can; find out if the other car has insurance and get this information; plus other pertinent details.

List down everything you found out as you will need these when you talk to your solicitor about your claim. Don't forget to get contact details of the other driver and the witnesses as well.

If an officer was around when the accident happened, give your contact information to him or her and likewise get their contact information as talking to them about what really happened will help in filing your car accident claim.

Why You Need a Solicitor

A solicitor can help you understand the kind of claim that you can make, especially a personal injury claim where a road accident occurred that wasn't your fault but you suffered great physical, mental and emotional stress.

Contrary to what other insurance companies may say, emotional and mental stresses are sometimes more serious than a physical injury. There are also times when the after-effect of your car accident will not manifest until after several weeks have passed already.

For instance, there are now claims being made that whiplash symptoms may not occur right away and only show up after months have passed since your accident. A solicitor can help you make a compensation claim based on these late symptoms.

A solicitor can also list down everything that you need to be compensated for, from loss of income due to the injury to medical treatments, taxi expenses, and, in short, everything that you paid for as a result of this injury from the accident.

Bear in mind that a good solicitor will not charge you for anything if you do not win your case. If you don't know a good solicitor in the UK, the internet is always a good place to look for one.

If all goes well, depending on how seriously you were hurt and the extent of damages that you are seeking compensation for, you will get your compensation at approximately 8 months after filing for it with your solicitor.

You can claim a compensation amount of as low as ?2,000 to ?5,000 for minor car accidents and ?30,000 for major and unusual car accidents.

If you think you may be entitled to make a car accident claim, contact My Injury Lawyer for free help and advice.


Sunday, October 12, 2008

Falling From Heights


?30,000 for Worksite Accident - Through Falling

A Staffordshire construction company has been fined ?30,000 after a worker was injured when he fell into an unsafe excavation.

Winnington Construction of Newcastle Under Lyme was fined ?18,000 and ordered to pay "12,000 in costs by Mold Crown Court over the accident in May 2006.

The worker, of North Wales, suffered internal injuries and a broken pelvis when he fell into an excavation on a site in Wrexham, where the company was installing a septic tank system.

The HSE urged companies to better manage their health and safety risks - a spokesperson commented "Construction has a significant number of risks to health and safety, which need to be managed properly. There was a systematic failure by Winnington Construction to manage the risk on this site, which resulted in the worker falling into the excavation and receiving quite serious injuries"

? Failure to recognise a problem: A risk assessment should have raised this
? Failure to ensure that safe systems of work are followed: How often do over zealous workers take a short cut despite being provided with the necessary tools and training
? Failure to provide safe systems of work: Often employees will risk injury because the job "will only take a few minutes"
? Inadequate information, instruction, training or supervision provided: Don't take for granted that everyone has the requisite knowledge to complete a job. It is the employer's responsibility to ensure that the employee has been trained, not the other way round
? Failure to use appropriate equipment: We have all seen pictures of personnel standing on the forks of a telehandler or standing on the top rung of a ladder
? Failure to provide safe plant/equipment: The PUWER (Provision and Use Work Equipment Regulations 1998) and LOLER (Lifting Operations and Lifting Equipment Regulations 1998) are designed to ensure that all equipment complies with Health & Safety Legislation and that it is services and regularly maintained.

Helen Scourfield, Managing Director of PTP Quality Training Limited - 01437 779373 helen@ptptraining.co.uk

http://www.ptptraining.co.uk


Motorcycle Safety Training Decreases Accidents and Fatalities


As gasoline prices continue to climb, a rising number of American motorists are considering purchasing more fuel-efficient vehicles like scooters and motorcycles. Even the most fuel frugal automobiles can only hope to gain efficient use into the high 30s and low 40s per gallon, while motorcycles can attain nearly 60 mg and scooters often hover around 100mpg. Granted, two-wheeled transport does not have the load bearing and carrying ability of a sedan or SUV, yet for commuting and efficiency, it can't be beaten. As more and more riders hit the streets, many state and local governments are doing their part to make sure less and less riders actually "hit the streets" by increasing education opportunities and enforcing existing laws concerning motorcycling and scooting.

In the Pacific Northwest, Washington State governor, Christine Gregoire, along with the Legislature are helping to make sure that rider education is available to all citizens desiring training. Rider education can be seen as essential simply by looking at the statistics of motorcycle fatalities in Washington State as recently as 2007. Forty percent of all motorcyclists involved in a fatal accident did not have their motorcycle endorsement (essentially driving without a license) and ninety-three percent of the riders involved in deadly crashes had not been recipients of motorcycle safety training. Gregoire and her legislature has put into place a program, referred to as "Endorse Your Sport" helping provide subsidized classes to riders at the affordable price of $125 compared to the non-subsidized $250 fee. The balance of monies for these cheaper classes is provided by motorcyclists across the state when they pay the extra $25 at the Department of Transportation to receive their motorcycle endorsement and driver's licenses. A portion of this goes to pay for subsidized classes for an additional 1,000 students a year. Also a part of this program, new education sites are sprouting up all over the state, increasing the opportunities for new riders to be educated. In connection with "Endorse Your Sport", police across the state are aggressively enforcing motorcycle laws as part of the effort to keeping accidents and deaths down. If a rider is found to be without an endorsement, the rider's motorcycle is impounded and hefty fines are levied. Education pays, or it could be said that being uneducated makes you pay in this instance.

No matter how much rider education or advanced skill a rider may possess, accidents can and do happen. In order to protect you after an accident occurs, a personal injury lawyer should be contacted that will vigorously work to make sure you are fairly compensated due to injury.

Lloyd Robles heads Robles & Associates, an Austin, Texas based firm, specializing in personal injury law.


Saturday, October 11, 2008

At Work Or on the Beach - A California Wrongful Death Can Occur at Any Time


Many of the sandy beaches in California, such as Huntington Beach, Newport Beach, or even Laguna Beach, are well known for the awesome times that are just waiting to be had. During many of the years warmer months, a large number of people enjoy coming to spend a lot of their free time, just relaxing and soaking up the suns rays on the beaches. It does not matter if you are out enjoying a picnic, playing a volleyball game with lots of your friends, skateboarding or roller-blading along the sidewalks by the beach, you can be sure that there will be plenty of enjoyment and smiles to be had. That is until a tragic and unexpected accident happens because of another persons negligence, and the result is the traumatic wrongful death of one of your family members. Accidents have no preference where they happen, individuals can be at work or on the beach, a wrongful death can occur at any time, especially during a recreational period in sunny California cities and beaches.

When anyone has to experience the death of a close friend or a family member, it is always a very trying time in that person's life, but this is especially true when the loss of their loved one is because of a wrongful death, and something that could have been prevented. California is well known for serious injury accidents, such as the September 12, 2008 Chatsworth Metrolink accident. It can often be very traumatic on a family when they know that the negligence or wrongdoing of another person is what caused the death of their loved one. When this type of accident occurs, that is when you need the specialized services of a competent and professional wrongful death attorney. The wrongful death attorneys serving Los Angeles, San Bernardino, Orange County and all other California cities, continuously strive to offer the families of wrongful death victims the utmost in compassionate and caring services. They will consistently strive to bring the families lost loved ones death to justice by reviewing and studying every single aspect of the accident, and seeing that you receive the highest amounts possible by law for your wrongful death lawsuit.

Knowledge and expertise are two vital factors that must always go into a California wrongful death case, and families will want to have the assurance that these will be applied to the case at hand. This is never a worry when you make it a point to retain the professional and knowledgeable services of California wrongful death attorneys. It does not matter if you are at work, or at the beach, a wrongful death accident can occur at any time.


Brain Injury - What a Personal Injury Lawyer Can Do


A brain injury is something that can't be seen from the outside. If you or someone you love has had to suffer a brain injury because of the negligence of someone else, then it is time to see a personal injury lawyer. This is going to be your only option to ensure that justice is done.

A personal injury lawyer will prove to a court that you're injured and then use that proof to get the compensation that you deserve. There are too many individuals out there today who have suffered brain injuries in an accident that was not their fault. Too many of them have not sought any type of justice to help them better deal with their condition. Is it just the principle of things? If so, it is still justice being served.

The first step

The first step to getting the compensation you deserve is to first consult with an injury lawyer. You simply make an appointment and it is very likely that you will receive a free consultation. During that free consultation, the injury lawyer will determine if you have grounds to sue for damages. The lawyer will listen to your story and will then collect any information that is available on the accident. For example, the lawyer may retrieve a police report from the police department if a report was filed.

After the injury lawyer has assessed all of the information, he or she will let you know whether or not they will take the case. If they feel that there is enough information and enough evidence that the injury was of no fault of your own, then they will start discussing fees with you. Usually, you don't have to pay unless you win. If you lose, you pay nothing. That is how much faith the injury lawyer has that he or she will win your case for you. That is why they must consult with you first.

In court

When in court, you will have to testify about the accident. The defendant may have to testify also. In the meantime, your injury lawyer will present any evidence that is available to prove your case. After everyone speaks about what occurred, the jury will make the decision of whether or not the defendant is guilty for your injury. If they feel that the defendant is guilty, they will make a decision regarding the compensation you need.

Your injury lawyer will be sure to cover any lost wages, pain and suffering, and punitive damages in his claim. That way those items will be covered in the reward. The injury lawyer will also calculate an amount to be rewarded and the jury can reward that or an amount that they see fit, which is normally more than the requested amount. However, the defense can always appeal.

In some cases, the defense may also settle to keep the injury case from reaching a jury trial. This can sometimes be acceptable, depending on the amount being settled upon. Many settlements are reached each year.

Take immediate action

It is very important to take immediate action after an injury has occurred. That way any memory of the accident is fresh and the evidence is fresh. The longer you wait, the harder it is going to be to pursue the case. You want your injury lawyer to be able to address every angle of the case. That way you have a better chance of the lawyer taking the case and of you winning. After you have won, you can then let out a sigh of relief because justice was served. Many of your worries are also taken away.

Bergel, Magence LLP, personal injury lawyer Toronto


Friday, October 10, 2008

Dangers Lurking Around Every Corner Can Lead to a California Traumatic Wrongful Death


A large number of individuals in California rely upon their feet as their main mode of transportation. This is especially true when grocery stores, clothing stores, fast food restaurants, and job opportunities are close enough where people can easily walk to and from them on a daily basis.

After all, walking down the First Street Promenade in Santa Monica, California, for example, is a great source of receiving that needed exercise we are always hearing about, not to mention the huge amounts of money we can save in gas by walking, instead of driving an automobile. Unfortunately, when you decide to walk instead of drive your car in crowded California cities, dangers lurking around every corner can lead to a traumatic wrongful death. This is a terrible tragedy that can happen at a moments notice, and when it does, you will need the most experienced pedestrian wrongful death attorneys in California that can be found.

On numerous occasions, drivers in California will drive on freeways like the 91 freeway, to where they need to go, and they just simply do not pay attention to anything that is going on around them. Many times as you are either walking or driving down the city streets, you can look around and you will be able to spot a driver singing to their radio that is blaring as loud as it will go, oblivious to the world around them. Then, there are other times you will easily be able to notice a driver beating the living daylights out of their steering wheel as they are screaming at the party on the other end of the phone, again, oblivious to their surroundings.

Because of this, it is no wonder that dangers lurking around every corner can lead to a California traumatic wrongful death situation. However, studies have found that a majority of pedestrian deaths that have occurred in states like California, were simply because the pedestrians were not crossing at a crosswalk, and most of the deaths that do occur are actually the fault of the pedestrian. Many times a pedestrian walking across the street will automatically assume it is the individuals who are driving vehicles that are the ones who are responsible for paying attention. Many individuals in this great state end up losing their lives to this type of thinking.

Many of the fast paced cities in California, such as Riverside or San Bernardino can ultimately claim many victims to a pedestrian wrongful death at crosswalks. If you have lost a loved one to a wrongful death situation in LA for example, the most important thing you can do is retain the services of competent Los Angeles wrongful death attorneys We hope you now understand that dangers lurking around every corner can lead to a California traumatic wrongful death.


Hit and Run Accidents


Hit and run accidents are serious crimes.? As it is defined on one website, hit and run accidents are "the crime of colliding [a car] with a person, their personal property (including their motor vehicle), or a fixture, and failing to stop and identify oneself afterwards."? Aside from simply identifying oneself, however, it is also important to use one's judgment after the collision has occurred.? So, if a car collides with a pedestrian and the pedestrian is severely injured, the individual driving the car is required by law to pull the car over, stop it, step out of the car, and assist the pedestrian.? If the pedestrian is severely injured and cannot function independently, the driver of the car must call the police.

In the United States, the penalties for hit and run accidents vary from state to state and based on the seriousness of the accident.? If someone hits and kills a pedestrian and then flees the scene of a crime, the penalty will likely be more serious if somebody hits and dislocates a "Stop" sign and flees the scene.

Hit and run accidents may occur for a number of reason.? The driver of the car may be intoxicated and realize what has just happened.? Or, the driver may be scared of what has just happened and panic.? Furthermore, the driver may not have auto insurance and cannot afford the costs associated with a collision.? Also, the driver may not think the collision serious enough to warrant stopping.? Regardless of the seriousness of the accident, however, it is necessary to stop and assess the damages of the collision.

Hit and run collision, though not prevalent, unfortunately still do occur.? In December 2004, for example, there 110 hit and run fatalities (that does not included hit and run non-fatalities).? Of those 110 fatalities, 53 were pedestrians, 22 were passengers in an automobile, 10 were bicyclists, 9 were drivers of a vehicle, 8 were outside of a disabled or stopped vehicle, 7 were motorcyclists, and 1 was unidentified (see: http://www.deadlyroads.com/dec2004-in-review.html).

As the statistics indicate, few hit and run accidents do occur.? When they do occur, however, the individual hit by the car should identify any features of the automobile that stand out.? Also, it is extremely important to identify the license plate of the car that has hit and fled the scene of the accident.

If you or someone you know has been injured in a hit and run accident, contact the Milwaukee hit and run personal injury lawyers of Habush, Habush, & Rottier, S.C. by visiting their website or by calling 1-800-242-7205.

Joseph Devine


Thursday, October 09, 2008

The Health & Safety Executive HSE Said it Was Dismayed by a Series of Inspections


HSE 'dismayed' at Merseyside safety breaches

The Health & Safety Executive HSE said it was dismayed by a series of inspections in the Merseyside area which saw it take action against 13 of the 15 sites it visited.

HSE inspectors arrived unannounced at a series of refurbishment sites across Sefton - concentrating on Southport, Crosby and Bootle. It served seven prohibition notices, stopping work immediately until remedial action had been taken, and six improvement notices where improvements have to be made within a specific time period.

HSE inspector Susan Ritchie said unsafe use of scaffolds and access towers were among the most common breaches of health and safety law.

Are your staff qualified to sign off after inspection of scaffolds and are you aware of all the new UK Legislation governing Working at Heights, or Working Platforms.

Accidents, falls, slips and trips are happening - and it is not only in the Construction Industry. Whatever working environment you have problems arise.

Go back to basics, review your working conditions, carry out a Risk Assessment, Have Tool Box Talks, look at Manual Handling, Working at Heights, Ladder Safety, First Aid, the training to help you in your business is just a call away. Other knowledge for consideration are Slips and Trips, Fire Extinguishers, Fire Marshalls.

Complacency in the workplace and also the saying "it will not happen to me", is a myth - because inevitably it does happen. The knock on effect of accidents to staff, the general public and subsequently the company are huge and very costly.

Helen Scourfield, Managing Director of PTP Quality Training Limited - 01437 779373 helen@ptptraining.co.uk

http://www.ptptraining.co.uk


Compensation For Accident Claim Victims Still Not Enough


An accident claims victim has spoken of her anguish that the settlement money she received after her horrific accident is still not enough. Jennifer Perryman claims that she is still suffering both financially and physically after a commercial delivery van rammed into the side of her car.

Perryman runs her own business, but has found that her car insurance has provided limited protection, which has left her family uncertain of the future. She claims how the compensation money is not enough. Jennifer stated: "I have received practically nothing. Only about ?3,000 for some housekeeping assistance and physiotherapy in the first weeks after the accident."

Two years after the crash, Jennifer still suffers from dizziness, shoulder and neck pain and finds it difficult to meet her client's needs. Her family life has also suffered, as she has no stamina, and finds is difficult to lift her children and help them with their homework: "I am physically not able to do what I did before."

Returning to work hindered her eligibility for income replacement, which is payable for up to two years in cases of minor injuries. With her business just beginning, there is no salary coming in, therefore it is difficult to prove income loss.

Her lawyer is seeking mediation over her income loss claim, and a doctor's assessment she is entitled to more than $100,000 of rehabilitation and medical benefits. Jennifer's lawyer has also sued for Perryman's economic loss beyond the 80% of net income, that accident benefits should pay and that her compensation should cover for her suffering and pain.

Jennifer's lawyers explained that small business owners commonly lack the paper trail to easily prove income and expenses and like everyone, they have ?30,000 deducted from pain and suffering awards if the injury is not found to be permanent or major enough. Laura Wright, Perryman's lawyer said: "It is a much tougher claim (when you run a small business."

As a result of the court not providing enough compensation Jennifer fears for things to come: "I will end up bankrupt with no place for my children to live. I have to put on a smile for my customers, but there are times when I want to vomit from the pain."

George Cooke is one of the few insurers who believe that accident benefits could be improved by introducing a specialist court to speed up resolution of car accident claims.Charles Gluckstien, chair of the insurance committee of the Ontario Trial Lawyers Association suggests that insurers could save money and improve fairness if they spent less time and money disputing claims.

However, whilst it is lawyers who spend the time on trying to win unlimited rights to sue pain and suffering, it is the government who needs to figure out how to keep premiums affordable.

Catherine has more articles pertaining to accident claims


Wednesday, October 08, 2008

Motor Accident Claims


Motor accidents claims are those claims that are sought by the victims of motor vehicle accidents. It is estimated that there are cases of 200,000 personal injury cases from motor accidents annually and of these 40,000 injuries are serious in nature. Moreover motor vehicle accidents are the major cause of accident deaths all over the world. Motor vehicle accidents have claimed thousands of lives all over the world.

As in any other personal injury case the victim who had suffered personal injuries in a motor accident is required to prove that the injuries and suffering are due to the irresponsibility or due to the negligence of the driver of the other vehicle. This is the primary requirement to be proved in case the victim decides to file motor accident claims. The victim should collect all the required evidence to prove the involvement of the other person who was responsible for the accident. He/she has to take a few pictures of the accident spot as this might throw a light on any evidence which the claimant might have possibly missed. Further the victim is required to report the accident within 24 hours of the incident. The victim is also required to collect the details of the vehicle such as the color, registration and other details of the vehicle that was responsible for the accident. The claimant is also supposed to collect the name, address and the insurance details of the driver who was the cause of the accident. If possible, the claimant should also collect the names and contact details of the eyewitnesses who were present when the accident happened. The victims of motor vehicle accidents can claim damages for the financial loss suffered by them due to loss of income and medical bills. Motor accident claims are usually filed against the insurance company of the person responsible for the accident.

Before filing motor accident claims the victims should seek medical advice from a doctor who specializes in personal injuries. A good personal injury attorney should also be contacted. The diagnosis by a general physician immediately after the accident helps in a great way to seek the motor accident claim. The victim should also keep a track of all the expenses spent for the treatment of the injury. Further he/she should collect bills for the money he/she had spent in repairing the vehicle as a result of the damages caused due to the accident. The medical bills and other bills would help him/her to secure the compensation when he she makes a motor accident claim. In case if the victim is not happy about the compensation offered by the insurance company he/she could seek help from the law. The motor accident claim lawyers have expert knowledge and could help the victims in seeking a fair compensation. Motor vehicle accidents be it minor or major, definitely produce drastic changes in the lifestyle of the victims. Motor accident claims sought by the victims give them partial relief from the pain and suffering which they have undergone as a result of the motor vehicle accident.

Motor accident claims are usually settled from the automobile accident insurance policies of the person who are responsible for the accidents. It is better to hire a hard-hitting personal injury attorney while claiming for motor accidents. Insurance companies will go to any lengths to avoid settling claims. A tough-talking, hard-hitting attorney would be a great help in making sure that the rightful claim amount is paid out to the claimant.

Check out the online legal resources available about motor accident claims before filing your claim. The best way to win is to have an expert on your side. Browse and find one online.


Why Should You Consult an Injury Lawyer?


If you're involved in a legal battle over allegations of negligence, or personal or property damages, you need to consult a lawyer. Injury lawyers, specifically, specialize in handling these disputes.

What constitutes a negligence claim?

Negligence is said to have occurred when a person, a group of people, or a company behaves in a manner that injures another person. Actions constituting negligence may be direct or indirect, and may result in physical or psychological injury of varying degrees.

How can you determine appropriate compensation?

Injury lawyers can help you assess what happened to find out where the blame may be directed. For instance, did the injury result from a car accident involving road rage? Or, did you fall because of a spill that should not have been there? Could the incident have been avoided if proper precautions were taken to eliminate the potential hazard? Injury lawyers can work with you to determine the amount that you can claim as compensation, based on your medical expenses, loss of salary, and extent of your suffering. Often you may be tempted to try to handle the situation on your own and negotiate with the other party or the insurance company. Avoid this, however, as it could lead to additional distress.

What should you look for when considering injury lawyers for your case?

When reviewing prospective injury lawyers, do some background research to confirm if the lawyers you're considering have the experience to manage injury cases similar to yours. Regardless of whether you sought references for injury lawyers from family members, friends, co-workers, law firms, or online, you need to confirm their credentials.

Generally, injury lawyers receive payment based on commissions. This means that if the case is settled in your favour, your lawyer will be entitled to a pre-determined percentage of the compensation.

It is natural for you to be confused about the exact amount you need to claim. You may also be worried about filing a claim that is so high that it is rejected. In this case, what you need to do is to devise a personal injury calculator.

Diana Joseph has an in-depth knowledge in dealing with injury claims. She has written numerous articles on injury claims issues, particularly those involving car accident and other topics of claims. Please contact her to apply for your claim compensation.


Tuesday, October 07, 2008

4 Reasons to Use a Personal Injury Lawyer


Chances are if you have been injured in a car accident or in any other way due to another person's actions you've probably been told you should consult with a personal injury lawyer. This is generally good advice, because a good personal injury lawyer is familiar with the law in your state and can help you navigate through the system to get the highest compensation. Here are several good reasons why you should consult with a Personal Injury Lawyer.

First, a good personal injury lawyer knows personal injury law inside out. For example, in some states if you yourself have contributed even slightly to your injuries you may not be entitled to compensation. A good personal injury lawyer will know how to frame your case in the best possible way to maximize your compensation.

Second, a good personal injury lawyer knows Insurance Law and how it pertains to your case. There is no way you can know the intricacies of insurance law without having confronted insurance companies. Some insurance adjusters will bend or misrepresent the law as it applies to your case in an attempt to convince you you are not entitled to compensation. Insurance companies may also conveniently forget to tell you certain conditions of your policy that might entitle you to a larger compensation package. The devil is in the details in such matters, and only a good personal injury lawyer can protect you from such practices.

Third, an experience personal injury attorney has a good idea how much compensation you can expect from different types of injuries. Again, there is no way someone who has never dealt in these matters could possibly know these things. So without this kind of technical information you will have no idea how much compensation you can expect. You will effectively be at the mercy of insurance adjusters and other lawyers who are working to keep your compensation as low as possible.

And fourth, a personal injury lawyer will take your case to court if it is necessary. Insurance adjusters know that if a case ends up in court, the insurance company will probably end up paying pay a lot more that they want to pay. The adjusters also know your case will probably not go to court if you are representing yourself. So they are much more likely to play hardball with you.

These are just some of the very important reasons why retaining a personal injury lawyer is the smart thing to do if you feel you are owed compensation. Insurance companies know that a personal injury attorney will go to court. Therefore, the adjusters have to be more realistic in what they offer you as compensation for your personal injuries. Finding a good personal injury attorney is the best way to ensure that you receive the maximum compensation available under the law.

For a free evaluation of your case and to find an experience personal injury lawyer visit InjuryExperts.com - You will be contacted quickly by phone to schedule your free, confidential case review. Article source - Info Articles.


Your Options After Personal Injury Or Accident


Life seems to stand still after a devastating accident that leads to severe injuries. Accidents come all on a sudden without giving you the slightest clue. Those gifted with sixth sense might smell the incident in advance, but that's a different issue. The truth is: most people face it on the spot and are simply taken by the situation.

The subtleness often makes people indecisive. Quite natural! Pains and sufferings make the victims so much compromised that they cannot think anything other than medical care and treatment. Mental trauma adds to the suffering.

It is needless to mention that the family members of the victims, who were present at the accident spot and those who were not, become clueless on what to do next! Medical attention, reporting to the police, repairing damaged car, arranging money for treatment, reduced family income as the injured person becomes unable to go to work after accident, family responsibilities and monthly bills - all the things should be taken care of.

Did I miss something? Legal guidance! The most important thing one should look for after personal injury or accidents. However, people often miss this essential part after accident and get busy with other things. However, this single step can solve a lot of problems.

Local personal injury lawyers help victims get all their damages compensated justly. And you get the money when you need it most. Why should you suffer for the irresponsible behavior and negligence of someone else? The guilty party should pay for what they did. And that is what personal injury lawyers make possible.

Once you seek help from senior personal injury lawyers, they file your complaint in the court of law on your behalf. The case goes for trial where you get a platform to describe what happened to you and how much you have been suffering for the fault of a third person who you may or may not know.

Your lawyer teaches you how to face the trial. Experienced personal injury attorneys can anticipate how the case might go and on what ground opponent's lawyer might catch the victim. Competent legal professionals prepare the plan of action in such a way that brings victims success and right compensation amount.

So go under the shelter of law and establish the truth. Take help from senior attorneys of your state and get sue the offender. It is your right; apply it. If you are deferring because you cannot pay attorney's fees, rest assured that most personal injury lawyers and law firms do not charge any fees unless the case is won. At successful completion, the lawyer collects his or her fees from the compensation amount. If the case is lost, which is highly unlikely, all the fees are waived.

Apart from personal injury lawsuit, there is another option open for you. That is out of court settlement. Settlement offer often comes from the guilty party. It works faster than formal trial. However, rely on your lawyer when it comes to decide whether out of court settlement is good for your or not. Sometimes the offenders try to settle the case at lower amount whereas; a formal judgment can help you get more. So let your lawyer take the decision which option is right for you.

Guaranteed Do Not Pay Until You Win with leading Ft Lauderdale Personal Injury Lawyer Boone and Davis.
Find out more top Florida Lawyers and get latest legal advice.


Monday, October 06, 2008

Tips to Survive a Car Accident


Car accident is the most devastating form of personal injury. Not only car, but bicycle accident, motorcycle accident, truck accident or even boat accident can result in severe injuries and even death.

Most car accident victims report that it was not their fault. Irresponsible driving is the main cause of car accidents all over the world. It is the responsibility of the driver to obey the road safety rules which they frequently forget. As a result, some innocent people suffer and are put to a compromised lifestyle.

Car accidents may occur when a car collide with another vehicle - another car or a truck. On the other hand, when a car crashes a passerby it is also reported as car accident or road accident. In both the cases, both the parties can get injured and both the parties can have their own slice of responsibility.

To determine which party is responsible for the accident, the case is taken to court so that the judge can announce unbiased report. One party is held responsible for the mishap generally and is directed to compensate the other for all the damages.

Damages can be physical, mental, monetary and property damage. The vehicle of the victims might be damaged seriously. Hence, it needs reparation. If the victims are suffering from severe injuries, job loss or reduced income are common. Injured persons need medical care which is expensive. The compromised lifestyle might be stressful and depressing; so the victims suffer from mental stress and trauma. All these damages are calculated in terms of money and the offender is asked to pay the amount. This is an effort to help the victims return to their normal lifestyle.

Hence, when car accident occurs, how much severe it is, there are still hopes. To make full use of your rights consult a car accident attorney of your state and get your grievance filed in court legally.

Here is a list of suggestions that might help you win car accident cases. Take a look.

Take one prompt decision:

Judge the injuries of the victims. If they have severe injuries and are bleeding excessively, then do necessary arrangements to take them to local hospital. In case you have been injured and no one else is there to take care of you, decide whether you need medical care first or you can wait for police at the spot.

File police report as early as possible:

If you can wait for police to reach the accident spot then nothing like that. Let the police inspect the spot and note the details. Otherwise, see local police station as soon as possible. Tell them how worst the condition of the victims was and hence you had no other option but to take them to doctor first.

Take some snaps:

If possible take some snaps of the damaged cars, injured persons and the surroundings. These photographs can be supporting evidence for you. While filing car accident compensation claim, show the snaps to your personal injury lawyer and ask if you can produce them in court.

Collect contact details of witnesses:

Obtain contact details of the persons present at the spot of accident. Do not forget to get the contact information of the other cars involved in the accident as well. At least, note down the car numbers if nothing else is possible.

See a lawyer:

Consult a lawyer as soon as possible. A lawyer can guide you on how to proceed with your claim. Consult no win no fee lawyers and get justly compensated without paying the attorney fees.

Guaranteed Do Not Pay Until You Win with leading Florida Lawyers Boone and Davis.
Find out more top Florida Personal Injury Lawyers and get latest legal advice.


Different Aspects of Personal Injury Laws


Personal injury laws are defined at state level. A panel of judges and the members of legislatures sit together to create, modify and amend the laws. Personal injury law of one state may not be the verbatim copy of that of another state; personal injury laws of California may not be same as that of Florida.

However, state laws share a lot of similarities as well. While defining personal injury laws, generally three torts are taken under consideration - international torts, negligence torts and strict liability torts.

Three Torts in Personal Injury Laws:

International torts deal with the cases in which the offenders are aware of the consequences of their actions while committing it. The action is intentional. Assault, household physical and mental abuses and workplace bully fall under international torts.

Negligence torts consume the lion portion of personal injury laws. Most personal injury lawsuits are based on negligence torts. The law makes it compulsory for all the citizens to act responsibly and reasonably that any other person would do if placed in similar situation. Simply put, everybody should behave rationally and sensibly so that others do not get affected for their behavior.

For example, a reasonable person would always take steps to remove traces of oil, water or grease from the floor which accommodates a lot of people everyday. Now, if a restaurant owner fails to do so and anybody slips and falls on the floor, the owner is held responsible for negligent behavior under negligence torts.

Strict liability torts deal with a different type of behavior. Here, if the behavior of one person does any harm to another, the victim can sue the offender under strict liability torts. Because his actions injured someone else, the defendant is held guilty. Points like whether he was aware of the consequences or he was not able to conform with normal standards are not at all considered.

Personal injury laws for malpractice:

Apart from torts, personal injury laws in America protect the citizens against professional malpractice. Medical malpractice and professional malpractice laws have been introduced to stop unethical and wrongful actions of professionals including medical practitioners.

Personal injury laws also deal with product liabilities. This section entitles consumers sue the manufacturer of a defective product which caused damage and injury to the users. When a person buys a chair from a furniture store and falls from it while sitting because the legs of the chair were broken, the consumer can sue the furniture store or the manufacturer for compensation.

And there is a part of personal injury laws that deal with transportation laws. Automobile, rail road, maritime and aviation accidents cases use this part of state personal injury law.

How to make full use of personal injury laws:

To make full use of the personal injury laws, you need to understand the section that best suits your case. You have to decide whether negligent tort or the transportation law is the right ground for your compensation claim case.

Feeling lost? Do not panic. It is quite difficult for general people. So take help from personal injury lawyers of your state. State attorneys know the state personal injury laws better than anyone else.

Generally, personal injury lawyers and law firms do not ask the victims to pay attorney fees while filing compensation claim. They collect their fees from the compensation amount at the end of the case. However, you may need to pay court costs and some other fees. So talk to your attorney about the costs; go ahead and apply your rights.

Guaranteed Do Not Pay Until You Win with leading Ft Lauderdale Personal Injury Lawyer Boone and Davis.
Find out more top Florida Lawyers and get latest legal advice.


Sunday, October 05, 2008

Medical Malpractice - Attachment Therapy


Attachment therapy, also known as holding therapy, Z-therapy or many other terms, has been growing in popularity since the 1970's. It is based on highly unconventional psychological ideas and has not been shown to be effective in treating any disorder. Unfortunately its proponents continue to encourage parents to use this method on "problem" children, and children continue to suffer as a result.The basic theory driving this practice is the belief that a child who frequently misbehaves or throws tantrums is suffering from a pathological inability to form a healthy bond with his or her parents, particularly the mother. This disability is termed by AT fans as an attachment disorder or AD (which is not to be confused with a Reactive AD as defined by the DSM-IV-TR). An AD is supposedly caused by a suffered trauma, which can supposedly occur in early childhood, during birth, or even during a difficult conception. This idea that children can be psychologically affected by the experience of birth, or even pre-natal events, is not consistent with any current scientific understanding of childhood development.

The solution to this disorder, according to practitioners of this therapy, is to create a cathartic experience that will bring the child back to the point of his or her original trauma. If the painful experience in question occurred when the child was born, the therapy may even consist of an attempt to re-create childbirth by, for example, having the child force his or her way out of tightly held sheets.

After the child is allegedly brought back to an infantile state after reliving the original painful event, he or she will then be nurtured either by a parent or by the person administering treatment. During this time, soothing noises, kind words, and even bottle feeding are supposed to build up a healthy bond between the patient and practitioner. Even if the person offering this nurturing is not the actual mother, fans of this theory argue that the newly built relationship can then be transferred to the parents.

The main problem with this practice is not the unfounded psychological ideas or even the nurturing period, as bizarre as it may seem to outsiders. The inherent dangers lie within the so-called cathartic treatment, in which patients are deliberately provoked into a rage. Defenseless children as young as toddlers have been subjected to painful holds, severe restriction of movement, abusive and threatening language, beatings, belittling, and even being sat on by adults. These episodes, which can last for hours, typically must be repeated often before the "patient" is "cured."

Dozens of children have died from this treatment, and countless others have been affected for the rest of their lives.

If you or a loved one has been lead into this dangerous practice by an unscrupulous physician or psychiatrist, you may have grounds for a medical malpractice suit. For more information contact a personal injury attorney

Joseph Devine


Road Traffic Accidents - An Insight


Road traffic accidents are an unfortunate part of modern life. The lifestyle and culture we have created for ourselves requires that we use cars and motorbikes to get to our destinations quickly, and lorries for moving our staple requirements such as wheat, milk, paper, and anything else you can imagine. The road network in the UK is huge, and there are plenty of hazards out there to snare an unwitting driver. Statistics indicate that in 2001 there were nearly 205,000 road traffic accident in the UK alone, fatalities are unknown, but of course, there will be a number of those accidents that resulted in the loss of life.

The sad fact is that peoples lives are destroyed daily on our roads, and their ability to maintain a 'normal' life following a crash can be taken away from them in an instant. People unfortunate enough to have suffered on the roads need compensation from the guilty party to help keep their quality of life as much as possible, and determining fault can be a tricky and lengthy exercise. Personal injury solicitors deal with thousands of cases a year, helping victims receive compensation for their injuries, but also the on-going costs for after-care.

In terms of the claim process itself, a motorist owes a "duty of care" to other road users, that is a duty not to hurt other people, whether other drivers, passengers (including passengers in his/her own vehicle), pedestrians, cyclists etc. In simple terms, what has to be shown if your claim is to be successful is that the motorist has been at fault because he or she has failed to drive with reasonable care - for example if your car is hit by a car from behind.

Where the motorist who is at fault is either uninsured or untraced, then a safety net for innocent victims is provided by the Motor Insurers' Bureau (the MIB), which provides a fund that can be claimed against in these circumstances.

In assessing fault, the content of the Highway Code is a useful tool, and some of the most common aspects of fault in driving relate to speeding, careless overtaking, failing to keep a proper lookout, failing to keep a proper distance from the vehicle in front and taking inadequate care emerging onto a main road from a side road.


Eviction Attorneys - Why You Should Hire a Professional Instead of Doing it Yourself


Lately, I have been working on gathering information for our real estate investor clients about certain key dream team members and am currently writing about the value of Eviction Attorneys.

First, let me start by saying that you should do everything in your power to avoid evictions by finding great tenants that pay on time, in full, every month. However, it is unrealistic to think that you'll never get a tenant who fails to pay their rent at some point in your real estate investing career.

With that in mind, you need to have an actual procedure planned out in advance for when tenants are late paying their rent. I was at the local library last month getting a book on trusts and corporations and found in the same section books on landlord and tenant laws, and on how to do evictions. You could go study all that information and do the entire process yourself, but I don't recommend pursuing such a time consuming course.

Instead, I strongly recommend that you let a professional handle your evictions for you.

In my business, here's how I do it with the properties that I manage myself (of course, the system is different for the houses that a property manager handles for me).

If they are late paying, we immediately call with concern and send or post a 3 day notice letter.

If they still have not paid after the 3 day notice letter time is up (for us that is 3 business days not including the day it was posted), then we hand it over to the eviction attorney to complete the process.

Why am I so adamant about using an eviction attorney?

First, they are not emotionally involved in the situation. They don't personally know the tenants. They are going to treat them firmly, fairly and with respect.

Second, if the tenants are trying to give you an excuse for why they have not paid, the attorney knows what a valid, legal reason is for them not paying and what is just an excuse. They can be an objective sounding board to the tenant in explaining that while they may not like the color of the carpet (or fill in any number of other bogus reasons for not paying rent), that is not a reason for them not to pay rent. Of course, if it were a legitimate issue, we would address it immediately and have the attorney tell them that the issue is resolved and that if they do not pay rent immediately, the eviction will continue.

Third, attorneys know the law and the judge. Should the tenant insist on fighting your eviction all the way to court, the eviction attorney will know all of the nuances of the law and has a good chance of knowing the judge as well. A conversation between an attorney and judge that know and professionally trust each other goes much differently than a conversation between an unknown landlord and the judge.

As an additional justification, realize that if you have your rental agreement or lease set up correctly, the tenant should be responsible for paying eviction costs and legal fees should they decide to force you to use your eviction attorney.

So, for all of these reasons, I strongly recommend that you hire an eviction attorney to do your evictions.

James Orr is a professional real estate investor, marketing expert and founder of the LearnToBeRich.com on-line investment game.

He works with a network of real estate agents, brokers and real estate investors across the United States through the AnalyzedDeals.com website.


Will the Credit Crunch Close Down Conveyancing Solicitors


There was an interesting story on the radio the other day about the effect of the credit crunch on Estate Agents. The DJ then went on to say "Just to think, there are now thousands of Conveyancing Solicitors sat around twiddling their thumbs." He then delivered the punch line "No change there." What was surprising about this was that although it is common knowledge that the Credit Crunch is taking its toll on Estate Agents, its effect on Conveyancing Solicitors is something we very rarely hear about.

The sad fact of the matter is that law firms can not afford to pay Conveyancing Solicitors or any other member of staff to be sat around twiddling their thumbs. Since the start of the Credit Crunch in September 2007 there are now less than half the number of conveyancing transactions and therefore less than half the amount of work for Conveyancers. Every conveyancing firm has been affected by this. Some firms have been able to transfer staff into other departments however many have had to make redundancies. Last month the Law Society Gazette reported that recruitment agencies were becoming inundated with Conveyancers and Conveyancing Solicitors who had been made redundant.

Up until August 2007 Conveyancers were in great demand which was reflected in their remuneration packages. However, many are now being made redundant, suffering pay cuts or faced with extremely poor job security. It is difficult to recall in recent times any other trade or profession to be devalued by so much in such a short period. It is not just the staff employed in the profession who are suffering but those who have spent years training to become Conveyancing Solicitors or Licensed Conveyancers, many now find the skills they have obtaining are practically worthless.

Many Conveyancing Solicitors Firms are in a fortunate position of being able to downsize. However, many smaller solicitors offices and sole practitioners who are entirely dependent on conveyancing work are unable to take such action. They now face a difficult decision as to whether or not it is worth carrying on or closing down. Very few Solicitors have closed down so far. The reason for this is that they have insurance until 30th September 2008. However the cost of insurance for conveyancing firms is set to increase considerably as it is predicted that the drop in house prices will cause more negligence claims against Conveyancing Solicitors.

The problem is compounded by the introduction of Home Information Packs (HIPs) in August 2007. Their aim was to speed up the Conveyancing process, however their effect has been to put the commission of the HIP into the hands of the selling agent. They are now able to direct the client as to who should be preparing the pack and therefore influence which Solicitor carries out the Conveyancing. Many Conveyancing Solicitors now find it difficult to determine to what extent they have lost their work as a result of the credit crunch or due to the Introduction of HIPs.

Conveyancing Firms also face another obstacle from what is known as 'run off' insurance. This is an additional insurance premium that a Solicitors Office must pay if they close down without a successor practice. Nobody wants to buy or take over a conveyancing firm at the moment! The run off premium is usually between 200 - 225% of the initial premium. By way of an example:-

A Conveyancing Solicitors firm paid their indemnity insurance premium of ?20,000 for October 2007 to September 2008. If they wish to close down before 30th September 2008 they will have to pay an additional 'run off' premium of ?45,000. This would be quite an incentive not to close down but to continue trading. However, reports suggest that their insurance premium will increase by at least 25% which would mean that they would have to pay ?25,000 to insure between October 2008 and September 2009. To compound matters nearly all predictions are for the housing market to continue to slow down and therefore increase the chances of them closing down next year. They would then have to pay a 'run off' premium of 225% of the higher premium. In this example the solicitors firm would have to pay an additional ?56,250 'run off' insurance premium on top of their ?25,000 premium should they close down next year. A rather worrying ?81,250 in total.

The true effect of the credit crunch on Conveyancing Solicitors is not yet known. On 1st October 2008 it will be interesting to see exactly how many have decided to run the risk of trading for another year and how many Solicitors Firms close down.

Wayne Roberts LL.B Hons

Wayne Roberts is the owner and founder of Roberts Solicitors and Online Conveyancing Solicitors Read the original article and others at the Online Conveyancing Solicitors Property Advice Centre


Saturday, October 04, 2008

Tenancy Deposit Protection in England and Wales


Are you a tenant in England or Wales UK? Did you pay a deposit to your landlord? If it was paid after 7 April 2007 - did you know that your landlord should have protected this in a government authorised tenancy deposit protection scheme (TDPS)?

How did this come about?

Tenancy deposit protection was set up after years of complaints by tenants organisations that many landlords were failing to return deposits and claiming expenses without justification, relying on tenants reluctance to take them to court. For example back in 1998 the Citizens Advice Bureau published 'Unsafe Deposit' a report calling for a statutory tenancy deposit scheme along the lines of an existing scheme run in Australia.

Does it apply to me?

The regulations became enforceable on 7th April 2007. If you paid a deposit for an assured shorthold tenancy (AST) after that date, then yes! If you paid a deposit before then, but your landlord has given you a new tenancy after 7 April 2007, then yes again! However the regulations only apply to deposits paid by tenants with ASTs. They do not apply to 'common law' tenancies - these are normally where the tenant is a limited company, where the rent is over ?25,000 pa, or if the landlord lives in the same building as the tenant (unless he lives in a separate flat in a purpose built block of flats). So for instance if you are lodger living in your landlords home, he does not have to protect your deposit.

What must landlords do now then?

All deposits must be protected with one of the following three schemes:

The Deposit Protection Service - depositprotection.com

My Deposits - mydeposits.co.uk

The Dispute Service - thedisputeservice.co.uk

This must be done within 14 days of you paying the deposit to the landlord or his agent. The landlord or agent must then, again within this 14 day period, serve on you a notice giving information about which scheme your deposit is protected with, and other prescribed information. All three schemes have excellent web-sites where you can find out more about their service.

What are the penalities for landlords who don't comply?

If a deposit is not protected, then any section 21 possession notice served on you will be invalid, and your landlrod will not be able to evict you (at least not under section 21 - he can still evict you for rent arears). Also you go can to court and ask for the return of your deposit, plus a 'fine' of three times the deposit amount.

So, how does the TDPS benefit me?

If your deposit is covered under one of the schemes, you are guaranteed to get it back, provided you leave the property in an acceaptable condition with no rent arrears. For example if your landlord 'does a runner' with your deposit money, then the scheme adminstrators will have to pay it you (although it may take some time and there will be quite a bit of form filling).

Also, if after you leave, your landlord wants to make a deduction which you do not agree with, you can go to an independent arbitrator. This is completely free of charge, and if you win, you should be paid your money within 10 days.

What do I do if my landlord hasn't protected my deposit?

First of all, contact all the schemes and ask them to check whether your deposit is protected with them. If they all say no, then you can go to the county court and claim your money back, plus the fine of three times the deposit money.

? Tessa Shepperson

You can read more about tenancy deposit protection, and stories from tenants who have successfully claimed their deposit back, on my blog http://landlordlaw.blogspot.com. Find the 'labels' in the right hand margin and click the link for tenancy deposits.

Tessa Sheppeson is a solicitor, author, and editor of http://www.landlordlaw.co.uk, an online legal information service for residential landlords and tenants.


What Does Highest Price Mean in the Revised Nevada NRS Value Definition?


Laws are invariably compromised by politics, and in Nevada we have seen the definition of value for condemnation change repeatedly. The revision of our condemnation law today states that "Value" means "the highest price, on the date of valuation, that would be agreed to by a seller, who is willing to sell on the open market and has reasonable time to find a purchaser, and a buyer, who is ready, willing and able to buy, if both the seller and the buyer had full knowledge of all the uses and purposes for which the property is reasonably adaptable and available." [N.R.S. 37.009] This definition of value is not the one most often used by appraisers when they complete appraisal reports for banks, the IRS or other governmental agencies. In my opinion, and please note that I am not an attorney nor do I claim special legal knowledge, this definition within the law has been changed in an overt attempt to benefit trial attorneys and land owners.

How do appraisers interpret the change? I can only speak for myself, and in my opinion the changed definition within the law does nothing to effectively change the value of a real property either before, during or after the acquisition process. The highest price that a seller can achieve for his or her property is the one that is agreed to by a buyer and the seller in the open market with a typical marketing time when the property is offered for sale. If multiple offers are tendered, with financing and buyer credit being equal, a seller will always accept the highest offer submitted.

You can call the price reached through negotiation the highest price or you can call it the most probable price, the fact is that regardless what you call it, the negotiated price between a seller, who always seeks the highest price, and a buyer, who always seeks the lowest price, is the same. The only way that the value would differ is if you removed the open market condition within the value definition.

Why is time not an important factor with regard to the highest price definition? It takes time to sell a property, as measured by the number of days on the market that similar properties took to sell. Usually appraisers express a value opinion with an anticipated marketing time associated with it, the marketing time is provided after research has been completed by the appraiser into past exposure times for similar properties. The marketing time forecast concluded by an appraiser tells a reader of an appraisal report how long they can expect to market the appraised property to make a sale at the market value.

Varying the marketing time of a property in an attempt to achieve a sale with a different result is not a reasonable strategy since markets change dynamically, and a price that could be achieved for a property after a typical marketing period, say 90 days, may not be achieved if marketing continues for 120 days. No one can read the future and thus no one can know whether a longer marketing time would provide a higher or a lower price. The correct answer to the question "is a higher price attainable if a property is given more time on the market?" is "no one knows." It is a question that has to do with changing markets and speculation. If the market is moving up, maybe you will achieve a higher price, if the market moves down it is likely that you will receive lower offers. There are no statistical studies that provide means, medians, modes or standard deviations of prices over time for a given property or a given property type.

From an appraisal perspective, changing the words in a value definition from "most probable price" to "highest price" does not really accomplish much. Well, maybe if you are making an argument at trial to a jury, the words "highest price" may sound better. In the final analysis, however, all real property sales, from which value opinions are derived, depend entirely on market conditions. The change in the Nevada law definition of value does not, in my mind, present a serious interpretation problem for a real property appraiser.

The author, Glenn J. Rigdon, BS, BSCS, MA, ASA is a Realtor, a commercial broker and a commercial appraiser with 30 years of experience working in the real estate industry. Mr. Rigdon has held the position of Economist with the Arizona State Land Department and Staff Specialist - Legal with the Nevada Department of Transportation. See http://www.horizonvillageappraisal.com for more info.


Friday, October 03, 2008

Time is of the Essence in Nevada Purchase Agreements


Most state courts, including the Nevada Supreme Court, recognize and enforce the integrity of "time is of the essence clauses." The Nevada Supreme Court recognizes that at common law a tender of money, which a party is bound to pay at a certain time and place, must be made on the day fixed for payment, and not thereafter, and that relief against forfeiture will not be granted where time of performance is made essential by the express terms of the contract, stating, "[a] court of equity has no more right than a court of law to dispense with an express stipulation of the parties in regard to time in contracts of this nature." In one case the Nevada Supreme Court did rescue the defaulting purchaser from the harsh forfeiture of foreclosure of the "installment purchase agreement" whereby, the installment purchaser (the equitable owner) was in default of a mere $63.75 in tax payments and interest, and the seller had attempted to foreclose the equitable interest of the purchaser, pursuant to a harsh and inequitable forfeiture clause. Many times the court will rescue the defaulting purchaser, as it has done in many "equitable conversion" type cases that arise under installment purchase agreements, to avoid harsh, unjust forfeitures.

"Equitable conversion" cases are those where the purchaser is purchasing property on an installment "contract for deed." In such cases, even though the deed and "legal title" may not be delivered until all payments have been made, the "equitable title" is held by the purchaser in the interim. In one often cited contract for deed purchase, the Nevada Supreme Court rescued the purchaser from total forfeiture of the property, allowing the purchaser a reasonable time to cure, in spite of a time is of the essence clause, because the default was minor in comparison to the substantial forfeiture that would have occurred if the court had not rescued the buyer in equity. In Slobe, the installment purchaser was granted a reasonable time to cure an $8,320.28 default in light of the substantial $90,000 investment into the motel in dispute. The courts have been willing to rescue purchasers from harsh forfeitures when they have taken legal, peaceful possession, and enhanced the property, and/or made substantial payments thereon. However, in non-equitable conversion cases, the courts have not been so willing to rescue, and will require strict compliance with the "time is of the essence" provision. The Nevada Supreme Court has held that, [t]he rule is well established that in order for a purchaser to successfully sue a vendor for damages for breach of a contract for the sale of land, the purchaser must show that he has performed all conditions precedent or concurrent, or that such performance has been excused.

Even surrounding states' appellate court decisions hold identically with Nevada case law, that a seller of real property, pursuant to a real estate purchase agreement, is justified in canceling the escrow if the purchaser has failed to perform a material part of the contract which is a condition concurrent or precedent to the seller's obligations to perform. In one instance the purchaser of real property tendered his performance three hours beyond the specified time for performance. The appellate court ruled that the purchaser was in breach and not entitled to specific performance, because the "time is of the essence" clause and plain language contained in that purchase agreement caused the contract to expire precisely three hours prior to tendered performance.

It has been held that if neither party tenders performance by the date set for closure under a contract that provides time is of the essence, the duties of both parties are discharged by passage of that date.

Where the escrow agreement specifies a definite time for performance, performance must be made within the time limit of the agreement, and the escrow agent is without power to deliver a deed thereafter. It is well settled that performance must be made within the time limit of the escrow agreement.

The Nevada Supreme Court recently held that, "this court will not rewrite the parties' contract and will require strict compliance with the 'time is of the essence' provision.

Thus, Realtors, lawyers, and purchasers beware: the "time is of the essence" clause is still alive and well in Nevada and surrounding states. Most courts will rely on this clause and longstanding precedents to deny any relief to a late purchaser, based upon the sound legal principle that a purchase agreement expires by its own terms and will not be rewritten or extended by the court. The exception to the rule is applied to prevent a harsh, inequitable forfeiture where a defaulting installment-contract purchaser is rescued from a harsh forfeiture which would not be justified by a relatively minor breach which could be cured within a reasonable time. In such cases the laws of equity will intervene to promote fairness and to avoid the harsh, inequitable forfeitures that would otherwise result through a strict application of "time is of the essence" clauses. In such cases the courts have favored an action for damages over a full forfeiture of a substantial equitable interest.

Copyright 2008. All rights reserved.
www.HugginsLaw.com

Joseph J. Huggins is a well known real estate attorney in Las Vegas, Nevada. Huggins & Associates Law Firm have tried and won many real estate cases including those involving complicated specific performance issues. They also practice in the area of medical malpractice, personal injury and products liability, since 1982. Please see their website for more detailed information: http://www.HugginsLaw.com


State and Federal Disclosure Requirements For Unbuilt Condominiums in Nevada


The requirements for a valid Public Offering Statement are found in Nevada Revised Statutes116.4100 et seq. entitled "For the Protection of Purchasers." Under NRS 116, et seq., sellers of unbuilt condominiums are required to provide a prospective purchaser with a Public Offering Statement, which must conform to requirements of NRS 116, et seq. In the event that no Public Offering Statement is delivered to prospective purchasers prior to purchasing an unbuilt condominium unit, then the purchaser is entitled to rescission, and/or other remedies, as follows:

NRS 116.4108 Purchaser's right to cancel.

1. A person required to deliver a public offering statement pursuant to subsection 3 of NRS 116.4102 shall provide a purchaser with a copy of the current public offering statement not later than the date on which an offer to purchase becomes binding on the purchaser. Unless the purchaser has personally inspected the unit, the purchaser may cancel, by written notice, the contract of purchase until midnight of the fifth calendar day following the date of execution of the contract, and the contract for purchase must contain a provision to that effect.

2. If a purchaser elects to cancel a contract pursuant to subsection 1, he may do so by hand delivering notice thereof to the offeror or by mailing notice thereof by prepaid United States mail to the offeror or to his agent for service of process. Cancellation is without penalty, and all payments made by the purchaser before cancellation must be refunded promptly.

3. If a person required to deliver a public offering statement pursuant to subsection 3 of NRS 116.4102 fails to provide a purchaser to whom a unit is conveyed with a current public offering statement, the purchaser is entitled to actual damages, rescission or other relief, but if the purchaser has accepted a conveyance of the unit, he is not entitled to rescission.

Unbuilt Condominiums Resemble Unregistered Securities

While unbuilt condominium units are classified as interests in real estate, they are not like common parcels of real estate that can be personally developed, managed and improved and for this reason have often been seen as resembling securities, which require securities registration due to the reliance upon the management of third parties who are responsible for the rise or fall of the investment. In this regard it has often been mused that unbuilt condominium units are a hybrid interest, requiring greater disclosure than the sale of a parcel of dirt which can be inspected. When unbuilt condominium units are sold as "investments," they come even closer to being an unregistered security than a typical interest in real estate.

Recognizing the need to protect unsophisticated purchasers of unbuilt condominium units, both federal and state laws were enacted to protect unwitting buyers from condominium developers with superior bargaining power, sophisticated expertise and form contracts of adhesion.

NRS 116, Section 4101, et seq. is titled For the Protection of Purchasers. Clearly these provision are important and developers must comply. When they fail to comply it is at their own peril, because purchasers are able to rescind. These provisions seem to recognize the dual if not hybrid nature of an unbuilt condominium unit, and seem to be offered up to the public in lieu of requiring securities registrations for unbuilt condominium units.

The federal government has also recognized an important need to regulate sellers of unbuilt condominium units and the result was the passage of the INTERSTATE LAND SALES FULL DISCLOSURE ACT which requires sellers to provide adequate disclosure, including Property Reports and Public Offering Statements, unless exempt. The most common exemption is sought by developers who maintain they do not have to comply with the ILSFDA if they unconditionally commit to build the subject units within 24 months of signing a purchase agreement. Often developers proceed upon the assumption that they are entitled to the 24 month exemption and therefore fail to provide the required disclosure, only to find out later that they were unable to complete and deliver the subject unit within 24 months as promised. This situation gives rise to litigation, wherein the purchasers of unbuilt units are allowed rescission in the event the developer has no provided the Public Offering and Property Report and does not have a valid exemption.

Purchasers of unbuilt condominium units should be careful because many times they are buying a unit that will not be built within 2 years, if it is built at all. If the developer promises to deliver within 24 months, but does not, the chances are that the developer also has not provided full disclosure under ILSFDA without a proper exemption and purchaser has the right to rescind and receive a complete refund of any and all earnest money deposits. If the developer gets into financial trouble, as is often the case, and the development is foreclosed or bought out, there are also other grounds for rescission. In such cases a purchaser should contact a lawyer that is an expert in these arcane areas of the law that are often contradictory and confusing.

http://www.HugginsLaw.com

Copyright 2008. All rights reserved.

Joseph J. Huggins is well known real estate attorney in Las Vegas, Nevada. Huggins & Associates have tried and won many real estate cases including those involving complicated specific performance issues. They also practice in the area of medical malpractice, personal injury and products liability, since 1982. Please see the firm website for more detailed information: http://www.HugginsLaw.com


How Does a Quit Claim Deed Work?


People who own several real estate properties may, at some point in their lives, turn over a house to another person such as a sibling, give it as a gift to a child or grandchild or sell it. During these instances, the owner is required by law to execute a quit claim deed to make sure that he or she will no longer claim interest on the property.

A quit claim deed is a legal document that clears title to the property. It is used in the transfer of an interest on a property to another person. By its name alone, it means the owner quits any claim on a house or land. The person who is quitting claim is known as the grantor while the one who accepts the property is called the grantee. The grantee assumes all risks especially if no guarantees or warranties are made on the title.

The deed, however, only transfers interest and does not guarantee if the grantor actually has ownership rights on the property concerned. It also does not ensure that the property is without debt.

In order for it to be enforceable, the deed has to be signed by the grantor after which a notary public should sign and stamp it. In some states, though, the grantee and other witnesses are required to affix their signature as well. Apart from a notary public, officials from states other than where the property is located can also notarize the deed.

There are different situations in which a quit claim deed can be of great help. For married couples, a spouse who was able to purchase a property before marriage can add or remove the name of his husband or wife to or from the property title. In a divorce situation, a couple can transfer ownership of their conjugal property to one spouse.

During the sale of a house, a quit claim deed executed at closing transfers the property interest from the seller to the buyer. In other words, the seller totally disposes of the property rights and guarantees that he or she will no longer go after it whatever happens.

Another situation where the deed can be used is if a certain homeowner plans for an estate or a living trust. In this case, the deed transfers the ownership of his house into a trust fund.

If a life estate is involved, the grantor can still keep his right to possess the property even after signing a quit claim deed. A life estate usually gives the owner the absolute right to stay at the property until death. It is only after the owner's death that the grantee is able to get the right to possess the property.

It is important to understand that once the deed is signed, it will be hard to reverse or undo the deed. Only if the grantee agrees to quit claim the property back can the previous owner possess the property again. Otherwise, the grantor will have to show proof that the transfer was invalid.

A quit claim deed is a valid option for giving up property interest. But since transfer of title or ownership rights is not guaranteed by this document, it is best accompanied by a warranty deed.


How to Use the Bank's Foreclosure Lawsuit Against it and Defend Your Home


Every homeowner facing foreclosure, whether it is possible to save the house or not, should do everything possible to put their finances in order before being forced out of the property. In some states, though, the foreclosure process lasts only a few months, which is not always enough time to recover from a hardship and begin to get out of debt and establish a savings plan. This is why most borrowers should do everything they can, in and out of the courts, to delay the sheriff sale and eviction.

The best way to begin gaining extra time to save up, pay down other credit lines, or just find a new place to live after foreclosure is to fight the banks in the local court system. The lender can not take a house through foreclosure without using the county courts, and the (lack of) speed at which government organizations do business can work to the owners' advantage. Once the bank begins its lawsuit, the clock starts ticking -- but homeowners can also push give themselves months worth of extra time simply by playing by the court's own rules.

Once the initial lawsuit paperwork arrives, either via mail or served by a processor or county sheriff, homeowners need to determine how much time they have to file an answer. They are given a specific time period in which to file their answer to the complaint with the county clerk and serve a copy upon the lender. File too late and it is thrown out for not having been completed in time; file too early and the time for foreclosure is shortened. If the courts give defendants 28 days from the date of service to answer a complaint, homeowners may want to file their answer on day 26 or 27.

Then, when the lender gets its copy of the answer to the complaint, it may have another brief period of time to respond, and then the homeowners get a chance to respond to the bank's newest arguments. All of this can take several extra months where the legal process has not made much, if any, progress. As well, this is all before any trial or hearing is set to discuss the motions in front of the local judge in the case. Two extra months of living mortgage free can mean a great deal for homeowners attempting to get back on their feet.

Also, it may not even really matter what arguments the homeowners make in their answer. Although they should contact an attorney or do the requisite legal research on their own to make the best defense possible, if the goal is simply to drag out the process and make the bank prove every aspect of its case, there are a number of ways to delay and argue every minor point. Homeowners can argue that the court does not have proper jurisdiction, the bank did not file its paperwork in accordance with the rules of procedure, the lender does not have possession of the loan and has not standing to complain, and so on. Every argument will require an answer by the bank and will take weeks or months to be heard by the court.

But even this is not the end for each motion that the bank or homeowners file in the foreclosure lawsuit. Whenever the judge makes a decision, either denying or granting a motion, the homeowners can appeal that decision to the higher courts. These types of appeals are called interlocutory appeals and are typically used when a decision may be severely prejudicial to one party. Although it may cost a few hundred dollars to open a case with the appellate court, this process can take up to six months in some areas -- a few hundred dollars to live mortgage free for an extra half a year is certainly worth it for homeowners who need the time. And an appeal can be made on any court decision from pretrial motions to the final judgment.

If all else fails and the owners lose the case due to the bank's diligence in obeying all laws (not likely) or the corruption of the local courts (more likely), the last resort may be to file bankruptcy to stop foreclosure just a few days before the sheriff sale. This can delay the process for an extra few months via the Order for Relief (automatic stay) that prohibits creditors from engaging in any further collection activities after the bankruptcy is filed. In fact, it may be best at the end to discharge the mortgage in Chapter 7 proceedings, stay as long as possible in the house, and then never have to worry about a deficiency judgment.

Homeowners should not have as their primary goal buying a house, defaulting on the mortgage, and then living rent free for nearly a decade. But banks should also not be given a free pass to foreclose on houses without a fight from borrowers. At the very least, homeowners should contest the bank's ability to sue them and make it produce the documents proving it owns their mortgage. For too long, lenders have relied on rising property prices and borrowers unfamiliar with the government court system to make obscene profits through foreclosure; now, with home values in decline and more homeowners facing homelessness than ever before, it is long past the time for them to make a stand.

Nick writes articles focusing on how homeowners can save a home from foreclosure through a variety of methods. The more options people have, the more likely they will be to find a solution, which is why borrowers need to be educated about such options as foreclosure refinancing, deed in lieu, bankruptcy, short sales, and more. Visit Nick's site online today to read more articles about the residential mortgage foreclosure process, as well as what can be done to stop it while there is still time: http://www.yousaveforeclosure.com/